First-time buyers

The Marsden relaunches 95% LTV deal at 4.99%

Marsden Building Society has relaunched a new 95% loan to value (LTV) residential mortgage...

Rightmove calls for more support for first-time buyers

The government has announced a £20 million investment to boost community-led housing, supporting the...

Family BS expands mortgage range and eases JBSP criteria

Family Building Society has launched a refreshed range of mortgage products and made several...

Housing affordability returns to pre-pandemic levels

Housing affordability in England and Wales has returned to levels last seen before the...

SOWN calls for government action to boost shared ownership awareness

In the lead-up to the Spring Statement on 26 March, Adrian Plant, director of...

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

£6.5k bill for homebuyers who miss stamp duty deadline

Rent and mortgage spending rose 7.7% year-on-year in February, as more homeowners moved from...

Lloyds expects swell in completions ahead of stamp duty deadline

Lloyds Banking Group anticipates a 50% growth in property completions this month as buyers...

‘True cost’ of stamp duty revealed

The true cost of Stamp Duty is two thirds higher than the tax bill...

Leeds BS cuts rates and launches new FTB deal

Leeds Building Society has announced mortgage rate cuts of up to 30 basis points...

First-time buyers face higher mortgage costs despite wage growth

First-time buyers are grappling with significantly higher monthly mortgage payments than they were five...

The value of building societies: 250 years of mutual success

A key anniversary reflects how far the building society movement has come — and...

Nearly 90% would repeat home condition survey experience

88% of consumers who used a home condition survey said they would do so...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES