First-time buyers

Mortgage insurance helping mutuals lend to FTBs

Genworth has claimed that building societies are continuing to outshine their larger banking rivals’...

AToM to distribute 85% LTV Precise FTB mortgage

All Types of Mortgages Ltd (AToM) has been selected as one of a select...

Precise Mortgages’ Home Owner range now open to FTBs

Precise Mortgages has amended its lending criteria to accept first-time buyers on all...

Wannabe STBs can’t move up the property ladder

28% of second-time buyers could be stuck on the first rung of the property...

FTBs key beneficiaries of affordable housing schemes

First-time buyers remain the biggest beneficiaries of affordable housing schemes, accounting for 65% of...

Widespread rate cuts from Barclays

Barclays is reducing mortgage rates by up to 70 basis points and launching new...

Nationwide echoes Shelter’s FTB call to action

Nationwide Building Society has backed Shelter's call for more affordable housing to be built...

Post Office wants major growth in its mortgage lending

The Post Office has revealed it wants to lend £2.5 billion in mortgage by...

BSA warns of the risk of a house price bubble

20% of first time buyers think government schemes such as Help to Buy...

New Help to Buy deal from Teachers Building Society

Teachers Building Society has launched a Help to Buy mortgage deal, which offers both...

IMLA sounds warning over future homeownership

A new report from the Intermediary Mortgage Lenders Association (IMLA) argues that homeownership levels...

Rise in higher LTV lending

House purchase lending increased by 17% year-on-year in May, mostly down to a surge...

5% rise in gross mortgage lending

Gross mortgage lending increased by 5% in April, partly down to an increase in remortgage...

May sees 4% rise in valuations

There was a strong lift in first time buyer housing activity last month, with...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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