First-time buyers

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Perenna backs Gen H’s New Build Boost with new funding partnership

Perenna Bank has announced a new strategic funding relationship with residential mortgage lender Gen...

Santander reintroduces sub-4% mortgage rates

Santander UK will cut rates across its mortgage range from Thursday 17 April, with...

Gen H reduces high-LTV mortgage rates to support FTBs

Residential lender Gen H has announced a fresh round of mortgage rate reductions, targeting...

Major lenders raise mortgage limits as stress test changes take effect

Four of the UK’s largest mortgage lenders have announced changes to their affordability criteria...

Just Mortgages reports spike in Shared Ownership demand

Just Mortgages has announced a significant uptick in activity across its new build division,...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

Barclays cuts mortgage rates below 4%

Barclays is set to reduce mortgage rates by as much as 38 basis points...

ModaMortgages cuts rates by up to 20bps across buy-to-let range

ModaMortgages has cut rates by up to 20bps across its buy-to-let range. The reduction means...

Nationwide lowers income threshold for Helping Hand

Nationwide Building Society has reduced the minimum income requirement for sole applicants using its...

Barclays offers zero deposit mortgage for Right to Buy applicants

Barclays will no longer require a deposit from borrowers purchasing a home under the...

The Right Mortgage adds Loughborough BS to its lender panel

The Right Mortgage & Protection Network has expanded its lending panel with the addition...

Remortgage activity surges while two-year fixes fall out of favour

The UK mortgage market showed signs of shifting sentiment in March, according to the...

UK house prices dip in March despite strong regional growth

UK house prices recorded a sharper-than-expected monthly fall in March, declining by 0.5% -...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES