First-time buyers

Regional attitudes to using property wealth to help loved ones revealed

Research from Hodge has found that people in Scotland are more comfortable releasing equity...

Potential FTBs put off by mortgage difficulties

The negative experience of securing a mortgage is deterring 42% of aspiring first-time buyers...

Gen H simplifies affordability for income booster mortgages

Gen H has streamlined how it calculates affordability for income booster cases. The lender...

Simplify gifting to help FTBs, Chancellor urged

Key Later Life Finance believes that simplifying the tax rules on gifting in March’s...

FTBs saw sharp reduction in affordable options last year

The number of affordable options for first-time buyers fell by 40% in 2023, according...

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

Own New Rate Reducer set to lower borrowing rates for new home purchases

Own New is to launch a mortgage product which it claims will bring lower...

Interest in new-build homes continues to dwindle

E.surv’s latest Property Watch report has concluded that the UK housing market has shown...

Shared ownership behind Just Mortgages’ new build enquiry boost

The new build division at national brokerage Just Mortgages has reported a strong start...

Suffolk BS criteria changes include more acceptable currencies

Suffolk Building Society has made three changes to its lending criteria to provide greater...

Gen H cuts 90% and 95% LTV rates

Gen H has introduced reductions in rates designed help customers requiring higher-LTV products. These...

LendInvest Mortgages unveils new 90% LTV two-year fixes

LendInvest Mortgages has announced changes to its residential mortgages product offering, including new products...

Property professionals want Budget boost for new build and FTBs

A webinar poll undertaken by Countrywide Surveying Services (CSS) has revealed that over a...

TML unveils shared ownership proposition

The Mortgage Lender (TML) has launched its shared ownership proposition within its residential range. The...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES