First-time buyers

The Mortgage Lender joins Openwork’s lender panel

Openwork, one the UK’s largest financial services networks, has announced the addition of The...

Mortgage Brain to host Perenna Criteria Masterclass

Mortgage Brain has partnered with residential mortgage lender, Perenna, to host a free Criteria...

Buyers who opt out of a professional survey are left open to hidden costs

While stepping onto the property ladder for the first time marks a major milestone...

Gen H cuts rates by up to 20bps

Gen H has announced another round of rate cuts, in advance of an expected...

First-time buyers leading the criteria and affordability search charge

Legal & General Ignite has reported a strong level of criteria and affordability searches...

Why reading beyond the headlines is crucial for 100% mortgages

Rumours that Chancellor Jeremy Hunt planned to introduce a 99% LTV mortgage designed to...

A missed opportunity and 2024 property market expectations

It's been evident over the past 12 to 18 months that first-time buyers have...

Self-employed enquiries outpacing ones from FTBs

A survey of mortgage brokers carried out by the Family Building Society has found...

Coventry for intermediaries cuts rates to help first-time buyers

Coventry for intermediaries has lowered certain new business residential rates by up to 22...

Virgin Money launches new Rate Reducer and Fix and Switch rates

Virgin Money is making changes to its mortgage range on Friday 15 March. Changes include...

Gen H reduces fixed rates

Gen H has issued a series of rate reductions to support aspiring first-time buyers,...

Gen H moves to intermediary-only model

Gen H has announced an internal restructure as it becomes an intermediary-only lender. As...

Budget 2024: nothing for first-time buyers

The mortgage industry has expressed widespread disappointment over the lack of support announced in...

40% of renters would move back home to save for first mortgage

Skipton Building Society has studied the increase in the number of tenants who are...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES