First-time buyers

Mortgage lending surges in March despite falling approvals

Mortgage borrowing by UK households rose sharply in March, according to the Bank of...

Market Harborough Building Society reduces fixed mortgage rates

Complex case specialist Market Harborough Building Society has today reduced its residential and let...

Surge in UK property transactions ahead of stamp duty deadline

UK property transactions soared in March 2025, as homebuyers and investors rushed to complete...

House price growth slows as stamp duty changes take effect

The pace of UK house price growth eased in April, as the property market...

Gen H trims 5-year fixed rates in latest bid to support high-LTV borrowers

Lender Gen H has made further reductions to its mortgage pricing, shifting focus to...

NatWest unveils family-backed mortgage to lift FTBs onto the property ladder

NatWest has launched a new Family-Backed Mortgage aimed at helping first-time buyers increase their...

Rents hit new highs despite rising supply in easing rental market

The average advertised rent outside London has climbed to a record £1,349 per calendar...

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking...

Family BS unveils fee-free mortgages and raises JBSP lending to 90% LTV

Family Building Society has introduced a new fee-free mortgage product range and increased loan-to-value...

Gen H cuts 2-year rates by up to 30 bps

Gen H has made its third rate reduction in almost as many week with...

Precise enhances residential range with rates from 4.79%

Specialist lender Precise, part of the OSB Group, has expanded its residential mortgage offering...

First-time buyer boost as buying and renting costs align as mortgage rates stabilise

The monthly cost of buying a home is now the same as renting across...

Stamp duty changes fuel March mortgage surge but rising costs dent buyer confidence

Mortgage completions surged to their highest level in over three years in March as...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing,...

PROFILES