First-time buyers

Call to raise lifetime ISA limits for first-time buyers

Pressure is mounting on the Chancellor to overhaul the Lifetime ISA scheme ahead of...

Nationwide drops mortgage rates to 3.64% in latest round of cuts

Nationwide Building Society will reduce rates across its mortgage range on Wednesday, with cuts...

Market Harborough unveils new larger loan products for complex cases

Market Harborough Building Society has launched a series of limited-edition mortgage products aimed at...

Got something to sell? Try telling some untruths on X

Why do people peddle untruths on social media? When I say this, I’m thinking...

Nationwide expands interest-only lending to first-time buyers

Nationwide Building Society has introduced a major expansion of its interest-only mortgage range, including...

Mortgage market slows pre-Budget but product choice hits record high

The mortgage market lost momentum in October as buyers adopted a wait-and-see approach ahead...

Average mortgage rate falls below 5% for first time in a month

The average UK mortgage rate has dipped below 5% for the first time in...

Labour plan could see ‘affordable homes’ sold to private buyers

Labour is reportedly preparing to let developers sell off newly built “affordable homes” to...

Budget via the rumour mill creates no bread for anyone

We are now less than a month away from the Autumn Budget, and yet...

Housemate horrors push young renters towards home ownership

Nine in 10 young renters say they’ve endured a “housemate horror”, according to new...

Perenna expands long-term fixed rate range

Perenna has broadened its range of long-term fixed rate mortgages, introducing new seven, 10...

High rents leave young adults stuck sharing homes they have outgrown

Rising rents are trapping young adults in house shares they would rather have left...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

Aspiring homeowners held back by prices, confidence and lack of advice

Despite strong demand for homeownership, many aspiring buyers remain unable to take the first...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES