First-time buyers

First-time buyers ‘gain six-year head start’ with Gen H income booster

First-time buyers in London using Gen H’s income booster are getting onto the property...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

Mortgage lending surges to seven-month high as borrowing costs ease

Mortgage lending rose sharply in September as homebuyers took advantage of easing borrowing costs...

Renters’ Rights Act becomes law: Biggest shake-up in a generation

The Renters’ Rights Act has officially received Royal Assent, marking the most significant overhaul...

Santander cuts rates and launches new large loan products

Santander has reduced residential and buy-to-let fixed rates across its new business and product...

Millennials most anxious about credit scores

New research from HSBC UK has revealed widespread confusion and inaction over credit scores,...

Hinckley & Rugby adds new fixed and discounted mortgage options

Hinckley & Rugby for Intermediaries has refreshed its core residential and joint borrower sole...

Major lenders signal easing pressure on mortgage rates

Signs of renewed competition are emerging in the mortgage market as several major lenders...

Accord launches new range with cashback boost for first-time buyers

Accord Mortgages has unveiled a new range of residential and buy-to-let products, introducing rate...

Barclays reduces rates with new products and cuts across higher LTV range

Barclays is set to reduce rates across a number of its residential mortgage products...

First-time buyer surge fades as market adjusts to SDLT rules

A surge in first-time buyers opting for cheaper homes in the wake of April’s...

Nationwide sees 53% increase in Helping Hand deals

Nationwide’s decision to offer borrowing of up to six times income has seen a...

Consumers brace for pricier Christmas as confidence weakens

British consumers are preparing to spend more in the run-up to Christmas despite growing...
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COMMENT

Comment

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

News

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...
Building Societies

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...
Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES