First-time buyers

Past 6 to 7: the story behind our new lending limits

6,7, the viral ‘slang’ term accompanied by a two-handed palm up gesture being used...

Developers urge Chancellor to plug ‘gaping hole’ in FTB support

Housebuilders have called on the Chancellor to use Wednesday’s Budget to revive support for...

Estate agency boss calls for investment and incentives as Budget speculation centres on tax rises

A leading London estate agency chief has warned that the government risks undermining the...

Rightmove: Budget uncertainty weighs on upper-end sales

Fresh data from Rightmove indicates that mounting speculation over tax changes in tomorrow’s Budget...

The Teachers widens access to high LTI mortgages for education professionals

Teachers Building Society has expanded the borrowing capacity available through its Teachers for Intermediaries...

Aldermore urges stamp duty holiday and revival of Help to Build in Budget

Aldermore has urged the government to introduce an 18-month stamp duty holiday for new...

AUTUMN BUDGET: Industry braces for impact

On Wednesday, the Chancellor is due to deliver the second highly anticipated Autumn Budget...

AMI Protection Viewpoint 2025: Turning challenges into opportunities

Delivering better outcomes and protecting more customers is all in a day’s work for...

50-year mortgages risk leaving borrowers with heavy long-term costs

Mortgage specialists at Mojo Mortgages have warned that proposals for 50-year terms, recently raised...

North–South divide widens in UK’s most affordable towns

New research from Zoopla shows a deepening divide in housing affordability with the most...

Budget uncertainty stalls plans for almost a fifth of home-movers

Speculation over property tax reforms in the upcoming Autumn Budget is prompting thousands of...

Affordability edges up as wage growth outpaces house prices

UK housing affordability is expected to improve again next year, with the national house-price-to-income...

HSBC to further cut residential and buy-to-let mortgage rates

HSBC is set to lower rates across its residential and buy-to-let ranges, including products...

Financial education boosts demand for protection insurance

Young adults who receive financial education are significantly more likely to buy protection insurance...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES