First-time buyers

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

IMLA warns FCA: keep mortgage advice at the heart of reform

The Intermediary Mortgage Lenders Association has welcomed a move towards greater regulatory flexibility in...

Rents ease in parts of UK but affordability pressures persist

The North East remains the most affordable region in the UK for tenants with...

Peers warn new towns risk failure without clear vision

The Government’s flagship plan to create a new generation of towns across England risks...

Landlords weigh exit as Renters’ Rights Bill nears Royal Assent

More than a third of UK landlords are considering selling their properties in the...

West Brom reduces rates across shared ownership range

West Brom Building Society has announced a series of mortgage rate reductions within its...

INDUSTRY REACTION: Bank of England holds rates at 4% as inflation concerns persist

The Bank of England has kept interest rates on hold at 4% and signalled...

Reeves considering staggered stamp duty payments to revive housing market

The Treasury is believed to be weighing reforms to stamp duty that would allow...

L&C breaks through million mortgage application milestone

L&C Mortgages has now submitted over a million mortgage applications since it launched over...

Southern buyers gain most from easing mortgage rates and static prices

Buyers in London and the south of England are seeing the greatest improvements in...

Antiquated homebuying system costs UK economy £1.5bn a year

The UK’s outdated homebuying process is draining at least £1.5 billion annually from consumers...

Self-employed workers would switch to a salaried job to get a mortgage

The majority of self-employed workers would switch to a salaried job to get a...

Six million tenants preparing to step onto housing ladder

Millions of future first-time buyers are waiting to take their first step on the...

UK house price growth slows as affordability pressures persist

Average UK house prices rose by 2.8% in the year to July 2025, reaching...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Rent growth slows as house prices edge higher, with Middle East tensions clouding outlook

Private rent inflation eased again in March while UK house prices rose modestly in...

Gen H expands broker sales team with three BDM hires and internal promotion

Gen H has expanded its broker sales team with three new business development managers...

Detached homes dominate new lifetime mortgage lending in early 2026

Owners of detached properties accounted for more than four in 10 new lifetime mortgages...

Brokers invited to webinar on boosting landlord income strategies

Brokers are being offered an opportunity to learn how to help landlords accelerate income...

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