First-time buyers

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

Two-tier first-time buyer market emerges

A growing divide is emerging in the first-time buyer market as new analysis reveals...

House prices hit record high as market defies slowdown

UK house prices rose at their fastest pace since January with the average property...

Land Registry outlines long-term plan to modernise property market

HM Land Registry has set out its ambitions to deliver faster and more efficient...

Buy-to-let boom slows as landlords focus on refinancing

The pace of the UK’s buy-to-let expansion is slowing as landlords increasingly shift their...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities...

The Cambridge launches free online event to guide first-time buyers

The Cambridge Building Society is hosting a free online session to help first-time buyers...

One in five abandon protection process, AMI reveals

Almost one in five adults begin but fail to complete the process of buying...

Chancellor urged to build buffer to avoid “doom-loop”

The Chancellor must use this month’s Autumn Budget to build a minimum £30 billion...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out...

Stress and costs leave one in five reluctant to move

A growing number of Britons are ruling themselves out of the housing market as...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

PROFILES