First-time buyers

IMLA predicts sustained growth in mortgage lending through 2027

The Intermediary Mortgage Lenders Association (IMLA) is forecasting rising mortgage lending volumes through 2026...

Bridging brokers cite government policy as main risk to mortgage market

Research among bridging professionals suggests political uncertainty outweighs concerns over rates, affordability and housing...

The Vernon boosts affordability support with JBSP launch

Vernon Building Society has launched a new Joint Borrower Sole Proprietor mortgage range aimed...

FCA outlines reforms aimed at broadening access to mortgages

The Financial Conduct Authority has set out plans to reshape the mortgage market, with...

Market set for Boxing Day rebound as prices tipped to rise in 2026

House prices ended 2025 lower than a year earlier after an unusually subdued second...

Growth in mortgage lending forecast to continue despite tighter affordability

UK Finance has released its latest Mortgage Market Forecast for 2026 and 2027, projecting...

Stamp duty receipts rise sharply as market shows signs of broad recovery

Stamp duty revenues increased substantially in the past financial year as activity returned to...

Budget uncertainty deepened November slowdown in housing market

The latest RICS UK Residential Market Survey shows that the Autumn Budget did little...

The Cambridge raises stress limits to widen borrowing capacity

The Cambridge Building Society has moved to strengthen support for residential borrowers by increasing...

Zoopla: Rental demand slips as buyers return

Zoopla’s latest Rental Market Report shows the rental sector entering a new phase of...

Precise widens access to high LTV lending with new build focus

Precise has announced a series of changes to its residential range as the specialist...

Gen H reduces high LTV rates to bolster first-time buyer activity

Gen H has introduced a series of rate changes across its mortgage range, with...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived...

Early winter slowdown as lender criteria changes hit 2025 high

Knowledge Bank’s November data reveals a quieter month for broker searches set against a...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES