First-time buyers

Stamp Duty receipts climb 22%

Homebuyers paid £10.8bn in Stamp Duty between January and September this year, according to...

Half of first-time buyers taking out 90%+ LTV mortgages

Half of all first-time buyers are taking out mortgages at 90% loan-to-value or higher,...

UK house prices record second quarter of growth

UK house prices rose for a second consecutive quarter in 2025, underlining the housing...

Housing market holds firm but still falls short

The UK property market has shown signs of resilience this autumn but remains too...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

Bring back MIRAS for first-time buyers?

No, this isn’t some form of nostalgia like bringing back Opal Fruits or Marathon...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

The Newcastle expands 98% First Step mortgage to whole market

Newcastle for Intermediaries has widened access to its new low-deposit mortgage product, First Step,...

Housing market stalls as buyers await Autumn Budget clarity

Uncertainty surrounding the government’s forthcoming Autumn Budget has prompted a slowdown in housing market...

Growing financial divide between larger and smaller home returns

Homeowners selling detached houses have made average capital gains of £122,500 in the past...

Govt’s homebuying reform ‘could cut buying times by four weeks’

The government’s proposed overhaul of the homebuying process could save first-time buyers an average...

IMLA back overhaul of home buying system amid call for clarity and professionalism

The Intermediary Mortgage Lenders Association has welcomed the government’s consultation on reforming the home...

Many first-time buyers aim to clear their mortgage by 40, TSB finds

More than one in six first-time buyers hope to be mortgage free by the...

New-build sales slump 62% as buyers await price stability

Sales of new-build homes have fallen sharply this year despite improved mortgage availability and...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Family BS strengthens intermediary team with BDM appointment

Family Building Society has appointed Sam Byrne as business development manager for the northern...

Buckinghamshire cuts rates across credit repair ranges

Buckinghamshire Building Society has reduced selected rates across its Credit Revive and Credit Restore...

Rosemount launches AI tool to speed up ceding scheme work

Rosemount Financial Solutions (IFA) has launched an AI-powered tool designed to help advisers deal...

Conveyancing Association launches summer webinar series

The Conveyancing Association has launched a summer webinar series for conveyancing firms, delivered with...

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