First-time buyers

Santander issues first offer under 98% LTV first-time buyer mortgage

Santander UK has confirmed that the first mortgage offer has been issued under its...

The Coventry cuts higher LTV fixed rates in first-time-buyer push

Coventry for intermediaries has reduced selected residential fixed rates, with changes focused on higher...

Bank of Ireland extends terms and income multiples

Bank of Ireland for Intermediaries has announced a series of enhancements to its residential...

Saffron broadens FTB access and adds 5yr fix for lending into retirement

Saffron for Intermediaries has expanded first-time buyer eligibility across its owner occupied range and...

Manchester dominates first-time buyer lending as Worcester surges

Manchester has become Britain’s most first-time buyer-heavy mortgage market outside London with seven in...

Buyers gain edge as listings rise

February is on track to record the highest number of new property listings for...

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Gen H extends New Build Boost scheme with Lovell Homes partnership

Gen H has widened its New Build Boost mortgage scheme through a new partnership...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

80% say younger generations are financially worse off than 20 years ago

Four in five UK adults believe younger generations are financially worse off than they...

Stamp Duty receipts climb to £899m in subdued January market

Homebuyers handed over £899m in Stamp Duty Land Tax in January, despite the traditionally...

Melton extends 100% LTV deal nationwide after early demand

Melton Building Society has confirmed that its no deposit mortgage, powered by Gable Sure,...

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

Connells drives £33bn lending as profits jump 19%

Connells Group generated £33.3bn of mortgage lending in 2025 as group profits surged 19%...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

Saffron expands expat landlord range and eases residential income criteria

Saffron for Intermediaries has broadened its specialist mortgage criteria with new expat HMO products...

Gable zero-deposit mortgages added to Twenty7tec sourcing platform

Twenty7tec has added Gable Mortgages to its RESEARCH platform, making the lender's zero-deposit residential...

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