First-time buyers

HSBC trims mortgage rates across first-time buyer and home mover ranges

HSBC UK has reduced rates across a wide range of residential mortgage products, with...

Scotland tipped to lead UK house price growth in 2026

Housing markets across Scotland and northern England are poised to deliver the strongest house...

Furness Building Society partners with Gen H to widen access to homeownership

Furness Building Society has entered into a partnership with residential mortgage lender Gen H...

London tops league for loss-making home sales

London has overtaken the North East as the region where homeowners are most likely...

Housing market steadies as November transactions rise on a seasonal basis

Residential transaction volumes edged higher in November, according to the latest provisional data from...

West Brom targets first-time buyers and movers with £2,000 cashback launch

West Brom Building Society has launched two new five-year fixed mortgage products offering £2,000...

Barclays reduces rates across residential and remortgage ranges

Barclays Mortgages has reduced rates across a wide range of residential purchase, remortgage and...

Hanley widens rent to own mortgage to cover England, Wales and Scotland

Hanley Intermediaries has expanded its rent to own mortgage across England, Wales and Scotland...

Gen H reshapes sales team to strengthen broker coverage nationwide

Gen H has announced a series of internal appointments within its sales team, introducing...

New-build demand eases in final quarter as market softens

Analysis from Property Inspect suggests that fewer than one in five new-build properties were...

Gen H cuts mortgage rates by up to 20bps across core range

Gen H has announced a series of mortgage rate cuts across the majority of...

First-time buyer numbers set to reach second-highest level in a decade

The number of people buying their first home is expected to rise sharply this...

The Leeds trims mortgage rates for new year

Leeds Building Society has cut mortgage rates by up to 0.26% across a wide...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES