First-time buyers

Nationwide drops mortgage rates to 3.64% in latest round of cuts

Nationwide Building Society will reduce rates across its mortgage range on Wednesday, with cuts...

Market Harborough unveils new larger loan products for complex cases

Market Harborough Building Society has launched a series of limited-edition mortgage products aimed at...

Got something to sell? Try telling some untruths on X

Why do people peddle untruths on social media? When I say this, I’m thinking...

Nationwide expands interest-only lending to first-time buyers

Nationwide Building Society has introduced a major expansion of its interest-only mortgage range, including...

Mortgage market slows pre-Budget but product choice hits record high

The mortgage market lost momentum in October as buyers adopted a wait-and-see approach ahead...

Average mortgage rate falls below 5% for first time in a month

The average UK mortgage rate has dipped below 5% for the first time in...

Labour plan could see ‘affordable homes’ sold to private buyers

Labour is reportedly preparing to let developers sell off newly built “affordable homes” to...

Budget via the rumour mill creates no bread for anyone

We are now less than a month away from the Autumn Budget, and yet...

Housemate horrors push young renters towards home ownership

Nine in 10 young renters say they’ve endured a “housemate horror”, according to new...

Perenna expands long-term fixed rate range

Perenna has broadened its range of long-term fixed rate mortgages, introducing new seven, 10...

High rents leave young adults stuck sharing homes they have outgrown

Rising rents are trapping young adults in house shares they would rather have left...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

Aspiring homeowners held back by prices, confidence and lack of advice

Despite strong demand for homeownership, many aspiring buyers remain unable to take the first...

First-time buyers ‘gain six-year head start’ with Gen H income booster

First-time buyers in London using Gen H’s income booster are getting onto the property...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Coadjute joins FCA AI testing programme as conveyancers face tougher AML regime

Coadjute has joined the Financial Conduct Authority’s AI Live Testing programme as conveyancing firms...

Morrow hire to lead intermediary growth strategy

Morrow has appointed Amit Gupta as financial services director as it looks to expand...

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell...

Newcastle updates broker portal for faster product transfers

Newcastle for Intermediaries has upgraded its broker portal to make product transfers quicker and...

PROFILES