First-time buyers

Half of UK homes rise in value as northern markets outperform South

Around half of the UK’s 30m homes increased in value during 2025 with gains...

House prices edge higher as London lags regions

UK house prices picked up pace towards the end of last year with annual...

Nationwide extends six times income lending to movers and remortgagers

Britain’s biggest building society has widened access to higher loan-to-income borrowing, extending six times...

Hinckley & Rugby expands higher-LTV lending

Hinckley & Rugby for Intermediaries has unveiled a broad update to its mortgage range,...

Barclays steps up broker investment as mortgage volumes shift to intermediaries

Barclays is deepening its commitment to mortgage brokers as it accelerates its push for...

Barclays targets mortgage growth as it pivots to retail banking

Barclays is stepping up its focus on the UK mortgage market as part of...

Gen Z driving homeownership demand as deposits shrink

Confidence in the UK housing market is improving with Gen Z buyers driving demand...

Record January price jump signals early 2026 confidence boost

UK house asking prices posted their strongest ever January rise as buyer confidence rebounded...

Rents fall over 2025 for first time on record

Rents across Great Britain fell over the course of 2025 for the first time...

Mortgage activity stalls as buyers sit tight

Mortgage-led housing activity lost momentum at the end of last year as uncertainty around...

Foxtons financial services arm lifts revenues

Foxtons has reported double-digit growth in its financial services division in 2025 driven by...

Housing confidence lifts despite weak year-end activity

The UK housing market ended 2025 on a subdued footing but confidence is rebounding...

Nationwide cuts fixed mortgage rates for first-time buyers and home movers

Nationwide has reduced mortgage rates across its fixed rate range for first-time buyers and...

New guidance to help home buyers avoid conditional selling

The Property Ombudsman has published new guidance to help home buyers recognise and avoid...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES