First-time buyers

Government policies undermining housing targets

Government intervention is actively undermining the UK’s ability to meet its housing targets as...

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...

Mortgage pressure eases as rates fall

Mortgage affordability is on track to return to levels last seen in 2021 offering...

Housing market steadies as rates fall and choice rises

Buyer confidence is returning to the UK housing market at the start of 2026...

NatWest launches 6 x income and broker WhatsApp support

NatWest is giving buyers and remortgagers a major lift increasing loan-to-income (LTI) limits for...

Affordable areas drive house price growth

Lower-priced areas delivered the strongest house price growth in 2025 as affordability, connectivity and...

Gen H opens 95% LTV mortgages to non-PAYE borrowers

Gen H has expanded its lending criteria to allow non-PAYE applicants to access mortgages...

The Vernon targets professional borrowers with new mortgage range

Vernon Building Society has launched a new mortgage range aimed at professional borrowers whose...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and,...

Clydesdale Bank trims selected residential and buy-to-let fixed rates

Clydesdale Bank has confirmed a series of rate reductions across parts of its residential...

Millions of young adults move back home to save for first property

More than 12 million people aged between 18 and 40 have lived with family...

Vida introduces high LTV Pathway range

Vida Homeloans has launched a new high loan-to-value residential mortgage range aimed at widening...

Perenna reduces five-year fixed mortgage rates

Perenna has cut rates across its five-year fixed mortgage range, with reductions of up...

Stamp Duty take climbs as frozen thresholds bite

Homebuyers paid £15.4bn in stamp duty last year, reflecting higher prices and a tax...
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...
Compliance

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...
Building Societies

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES