First-time buyers

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

Two-tier first-time buyer market emerges

A growing divide is emerging in the first-time buyer market as new analysis reveals...

House prices hit record high as market defies slowdown

UK house prices rose at their fastest pace since January with the average property...

Land Registry outlines long-term plan to modernise property market

HM Land Registry has set out its ambitions to deliver faster and more efficient...

Buy-to-let boom slows as landlords focus on refinancing

The pace of the UK’s buy-to-let expansion is slowing as landlords increasingly shift their...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities...

The Cambridge launches free online event to guide first-time buyers

The Cambridge Building Society is hosting a free online session to help first-time buyers...

One in five abandon protection process, AMI reveals

Almost one in five adults begin but fail to complete the process of buying...

Chancellor urged to build buffer to avoid “doom-loop”

The Chancellor must use this month’s Autumn Budget to build a minimum £30 billion...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out...

Stress and costs leave one in five reluctant to move

A growing number of Britons are ruling themselves out of the housing market as...

Call to raise lifetime ISA limits for first-time buyers

Pressure is mounting on the Chancellor to overhaul the Lifetime ISA scheme ahead of...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Skipton cuts rates and adds new fixed deals for existing borrowers

Skipton Building Society is cutting rates on parts of its residential mortgage range and...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you...

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Renters’ Rights Act to reshape buy-to-let risk models

The Renters’ Rights Act is set to trigger a fundamental shift in how lenders assess risk...

PROFILES