First-time buyers

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Gen H updates income booster criteria

Gen H has updated its income booster mortgage criteria to allow boosters to live...

Saffron for Intermediaries added to FIBA lender panel

The Financial Intermediary & Broker Association (FIBA) has added Saffron for Intermediaries to its...

Hinckley & Rugby integrates JBSP into core mortgage range

Hinckley & Rugby Building Society has streamlined its mortgage offering by merging its Joint...

Access FS to exclusively distribute new 0% deposit mortgages

Access Financial Services (Access FS) has been provided with exclusive distribution rights for a...

Accord expands £5k Deposit Mortgage to flats

Accord Mortgages has extended its £5,000 Deposit Mortgage to include flats, in response to...

Vida Homeloans cuts rates across residential and buy-to-let

Vida Homeloans has announced reductions across its residential and buy-to-let mortgage ranges, including its...

First-time buyers now face £33k in upfront costs

The cost of buying a home continues to rise, with first-time buyers now needing...

First-time buyers warned over auction risks amid stamp duty rush

With the stamp duty deadline fast approaching, industry figures are warning that a growing...

Softening in house price growth

Nationwide has reported that the annual rate of house price growth slowed to 4.1%...

First-time buyers face new challenges as family support shifts

New analysis by digital mortgage platform Tembo and lender Gen H highlights the growing...

Salary gains not being translated into larger deposits

Twenty7Tec has revealed that over the past few years, while salaries have increased, the...

Brokers give Barclays’ Mortgage Boost thumbs up

Brokers have hailed the timing of Barclays’ Mortgage Boost proposition as affordability continues to...

Latest POLL

COMMENT

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Latest news

Rotherham mortgage boss crowned Lord of the Manor

Scott Thorpe, founder and chief executive of TMG Mortgage Network, has been formally recognised...

Midlands and northern England dominate buy-to-let purchases as landlords seek value

Buy-to-let lending in the Midlands and the north of England accounted for nearly half...

United Trust Bank moves into student housing with new funding offer

United Trust Bank has broadened its living sector proposition with the launch of a...

Market Financial Solutions joins Sesame lender panel

Market Financial Solutions (MFS) has been added to Sesame’s panel of lenders, giving members...