First-time buyers

The Saffron opens up availability of 95% deal

Saffron Building Society has widened access to its 95% LTV first-time buyer mortgage, to...

3% rise in first time buyers

The number of first-time buyers increased by 3% in February, according to the Council...

First Direct reduces 90% LTV rates

First Direct has cut its 90% LTV fixed rate mortgages by up to 30...

Many would-be FTBs sceptical about Help to Buy

The average age house hunters in the UK think they will be able to...

IMLA: government need to clarify Help To Buy mortgage guarantees

The Intermediary Mortgage Lenders Association (IMLA) wants the government to ensure the Help To...

Government proactivity is encouraging

Given the criticisms the government’s Help to Buy scheme has received since the Budget...

The Chelsea to reduce rates

29 March will see Chelsea Building Society cut rates on selected mortgage products, with...

The Yorkshire cuts wide selection of rates

Yorkshire Building Society is reducing interest rates by up to 0.20 percentage points on...

Strong results from the Leeds

2012 saw net residential lending at Leeds Building Society reach almost two and a...

AMI focuses on positives in Budget

The Association of Mortgage Intermediaries (AMI) believes the Budget gives "more than a shot...

Osborne schemes need brokers

First Complete has warned that for the Chancellor’s new Mortgage Guarantee and Help to...

BUDGET 2013: Help to Buy scheme unveiled

In the Budget, George Osborne outlined details of the new 'Help to Buy' scheme. It...

Majority of renters don’t expect to ever buy

61% - around 4.5 million - of all private and social renters in England...

Housing market consumer sentiment improves

The Building Societies' Association's March Property Tracker reveals that access to mortgage finance as...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options...

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

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