First-time buyers

The Leeds cuts first-time buyer rates

The Leeds Building Society is making a range of rate reductions on high loan...

The Mortgage Lender moves into Help to Buy market

The Mortgage Lender has introduced its first range of Help to Buy mortgages for...

12-year high for first-time buyer numbers

UK Finance has revealed that there were 370,000 new first-time buyer mortgages completed in...

Rise in number of loans to small deposit borrowers

There were 66,350 mortgages approved in January 2019, according to seasonally adjusted figures from E.surv. The...

Broker market share will increase in 2019: IMLA

IMLA has predicted that total gross mortgage lending, loans for house purchase and remortgaging...

First-time buyers stop ‘chasing the market’

Gatehouse Bank has reported that there has been a collapse in the appetite of first-time...

Nationwide reports sharp rise in net mortgage lending

In its latest interim statement, the Nationwide Building Society has reported a rise in...

Oxford is the UK’s least affordable city

Lloyds Bank has found that city house prices in the UK have outpaced earnings...

Barclays’ Green Home Mortgage adds eight house-builders

Barclays Mortgages has made changes to a number of products within its 95% LTV (including...

No FTB deposit required with new Lloyds mortgage

The new Lloyds Bank Lend a Hand mortgage removes the need for a deposit...

New higher LTV deals from Virgin Money

Virgin Money has reduced rates on selected high loan to value (LTV) fixed rate...

Platform cuts rates on all 95% LTV deals

Platform has reduced interest rates on all 95% LTV mortgages by up to 0.10...

Accord Mortgages increases maximum LTV

Accord Mortgages is extending its remortgaging options up to 95% LTV. From tomorrow (22 January)...

November rise in first-time buyer numbers

UK Finance has reported that there were 36,200 new first-time buyer mortgages completed in...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES