First-time buyers

Four new Joint Borrower Sole Proprietor mortgages from Hinckley & Rugby

The Hinckley & Rugby Building Society has introduced four exclusive mortgages for residential Joint...

Why Help to Buy remains invaluable

The Help to Buy scheme continues to grab the headlines, mainly for the right...

TSB ups loan-to-income cap

TSB is to increase its maximum loan-to-income multiple cap from 4.5 to 4.75 for...

First-time buyer completions at three-year high

First-time buyers saw their completion rate for mortgage offers via intermediaries reach a three-year...

The Ipswich revamps shared ownership offering

The Ipswich Building Society has shaken up its shared ownership mortgage range. It has made...

46 FTBs per week helped by equity release: Canada Life

Family members taking out equity release helped 46 first-time buyers a week onto the...

TMA offers Principality exclusives

TMA Club has launched two new exclusive products with the Principality Building Society. Available immediately...

H&R offers £1k cashback on two new 95% mortgages

The Hinckley & Rugby Building Society has unveiled two new fee-free cashback mortgages at...

Gap between buying and renting is narrowing

The latest Halifax Buying vs. Renting Review has found that the gap between the...

Newcastle Intermediaries revamps 95% LTV offering

Newcastle Intermediaries has cut rates rates on its 95% LTV products of up to...

Fall in property demand in January

January saw the number of house hunters registered per estate agent branch fall from...

The Saffron introduces ‘enhanced affordability’ calculator

The Saffron Building Society has unveiled a new affordability calculator designed to help brokers...

We need to ease the reliance upon the Bank of Mum and Dad

When you look at the first-time buyer market in the UK at present, you...

Accord Mortgages’ revamp includes new offset deals

Accord Mortgages has revamped its mortgage range with changes that will help both borrowers...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES