First-time buyers

Fintech supports generation rent onto property ladder

Deposit saving platform StepLadder has launched a solution for first-time buyers across the UK,...

Accord improves 95% LTV offering

Accord Mortgages is cutting rates on its high loan to value (LTV) mortgages and...

The Nottingham hikes 95% LTV maximum borrowing limit to £500k

The Nottingham Building Society has increased its maximum loan size from £275,000 to £500,000...

Brexit putting off majority of prospective first-time buyers

55% of aspiring first-time buyers with a deposit in place are holding off on...

November approvals flat month-on-month

The latest Mortgage Monitor from e.surv has reported that there were 67,109 mortgages approved...

Platform makes series of mortgage rate reductions

Platform has cut interest rates on select 95% LTV mortgages by up to 0.10...

Remortgaging at highest rate for a decade

UK Finance has reported that there were 50,500 new homeowner remortgages completed in October,...

2.5 million young adults live with their partner’s parents

2.5 million (12%) ‘children’ have returned to live in their parents’ home with their...

NatWest announces rate increases

NatWest is introducing tomorrow (12 December) rate changes on selected core and semi-exclusive residential...

Buy-to-let’s share of lending at lowest level since 2012

The Bank of England has reported that during the third quarter of 2018, the...

Shared ownership ‘misunderstood and underused’ by millennials

YouGov national research commissioned by the Leeds Building Society has found millennials aged 18-24...

Two new FTB deals unveiled by the Saffron

The Saffron Building Society has introduced two new reduced rate mortgages for first-time buyers. The...

25% of millennials say partner choice was influenced by desire to buy a home

Online mortgage broker Trussle has found that 11% of home owners admit that their...

Edinburgh FTBs least likely to ask for parental help

First-time buyers in Plymouth are most likely to ask their parents to help pay...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

PROFILES