Features

Is the housing market heading for a deep freeze?

As we approached 2023, fears of house price falls were plentiful - with some...

The market will grow in strength during 2023

It seems somewhat odd but we already over a sixth of the way through...

Government should support the PRS

Last year, when Britain announced its third Prime Minister within the space of a...

How will the Budget affect the PRS?

With the Bank of England meeting everyone’s expectation with its 50 basis points increase...

BBR – what happens next?

The start of February has kicked off with something of an interest rate bang...

How technology can help firms meet Consumer Duty rules

With the deadline for implementing the Consumer Duty standards fast approaching, the FCA recently...

Rise in borrowers in debt for the first time

As borrowers’ disposable incomes continue to dwindle, it will only be a matter of...

Advisers are taking the PT bull by the horns

To say that product transfers (PTs) are a big deal in the mortgage market...

The power of the building society

In the current economic environment, the role of brokers has never been more important....

Expert partners crucial for complex buy-to-let

One of the big growth areas in the rental market in recent years has...

How to continue hitting the caseload and confidence high notes

As we approach the latter part of a year, which in my best footballing...

There are some positives for the PRS

There has been a lot talked about, and written on, the buy-to-let market in...

Government should lead an EPC improvement strategy

With the COP27 Conference currently taking place in Egypt at the moment, it seems...

Markets calmed but mortgage pricing uncertainty remains

It appears that the calm and certainty the markets were crying out for has,...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES