Features

H2 volumes, PTs, and how to secure value from every client interaction

News that almost 10% of all mortgage products were taken off the market in...

Missed opportunity for modular housing?

The UK’s modular housing sector has been dealt a blow with the news Legal...

100% LTV mortgages will never be mass-market products

It’s fair to say the media has been dominated recently by talk of 100%...

0% green additional borrowing is the way forward

If you were to ask any homeowner whether they would like cheaper energy bills...

We need to address the focus on Bank Base Rate

March as a month certainly gave the mortgage market a lot to digest and...

Consumer Duty caution not necessarily baked in

As the advisory profession grapples with the Consumer Duty rules, and how firms intend...

Documentation is key to complaint handling

When it comes to record-keeping and ensuring every single part of the advice is...

March gave us a lot to think about

March as a month certainly gave the mortgage market a lot to digest and...

Understanding the benefits of second charge bridging loans

In the current volatile economic climate, concerns over soaring energy prices, higher borrowing costs...

Versatility required to support older borrowers’ home improvement dreams

There has been some discussion of late about getting older people moving to help...

The Budget did affect your landlord clients

Now that we’ve had some time to assess the Budget and all its ramifications...

The importance of reviews

As highlighted recently in research conducted by Smart Money People, the majority of consumers...

Is the housing market heading for a deep freeze?

As we approached 2023, fears of house price falls were plentiful - with some...

The market will grow in strength during 2023

It seems somewhat odd but we already over a sixth of the way through...

COMMENT

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Latest news

Hodge broadens property lending criteria across residential ranges

Hodge Bank has expanded its property lending criteria, widening access to mortgage finance for...

GCC searches for UK homes rise 16%

Searches for UK residential property from Gulf Cooperation Council (GCC) investors increased by 16%...

Mortgage market still failing to understand freelancers

The mortgage market has yet to fully adapt to the growth of freelance and...

Hidden costs top Gen Z homebuying fears as millennials focus on repair bills

First-time buyers’ concerns are shifting significantly by age, with younger buyers focused on upfront...

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