Features

Changing working patterns aren’t supported by automated underwriting

It’s fair to say that our working lives, the way we are paid, the...

The rise in demand for PMI and how to maximise all ancillary opportunities

The ongoing uncertainty in the UK economy brought about by rising interest rates and...

H2 volumes, PTs, and how to secure value from every client interaction

News that almost 10% of all mortgage products were taken off the market in...

Missed opportunity for modular housing?

The UK’s modular housing sector has been dealt a blow with the news Legal...

100% LTV mortgages will never be mass-market products

It’s fair to say the media has been dominated recently by talk of 100%...

0% green additional borrowing is the way forward

If you were to ask any homeowner whether they would like cheaper energy bills...

We need to address the focus on Bank Base Rate

March as a month certainly gave the mortgage market a lot to digest and...

Consumer Duty caution not necessarily baked in

As the advisory profession grapples with the Consumer Duty rules, and how firms intend...

Documentation is key to complaint handling

When it comes to record-keeping and ensuring every single part of the advice is...

March gave us a lot to think about

March as a month certainly gave the mortgage market a lot to digest and...

Understanding the benefits of second charge bridging loans

In the current volatile economic climate, concerns over soaring energy prices, higher borrowing costs...

Versatility required to support older borrowers’ home improvement dreams

There has been some discussion of late about getting older people moving to help...

The Budget did affect your landlord clients

Now that we’ve had some time to assess the Budget and all its ramifications...

The importance of reviews

As highlighted recently in research conducted by Smart Money People, the majority of consumers...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES