Features

Remortgage on my mind

Many of the housing and mortgage market headlines have been focused on purchase activity...

We all need to work together to meet Stamp Duty deadline

Given the level of business and activity in the mortgage market over the past...

How confident can we be in consumer confidence?

In our market, and indeed the wider economy, we talk about ‘consumer confidence’ a...

Did Sunak miss a trick with the Spending Review?

There appears to be a lot of wailing and gnashing of teeth amongst a...

How long will 85% remain a ‘high LTV’?

We’re constantly told that the mortgage market changes fast, and if there was any...

A very different lockdown

The second national lockdown in England is now underway and there does seem to...

Why advisers are having many different service experiences

In this market when it comes to service, it really is all relative. One...

Portfolio landlords better catered for than ever

Few would deny that being a private rental sector (PRS) landlord over the past...

Flexibility the key through changing lockdown measures

To suggest that the housing market situation is something of a ‘moveable feast’ at...

Dealing with the rise in later life borrowers seeking second opinions

There are many ways to judge a maturity of a mortgage/lending-sector and there are...

Laying the foundations for self-build growth

Flexibility and manual underwriting processes remain pivotal in allowing the building society sector to...

Servicing the wants and needs of your clients

In an industry which is dominated by lots of smaller firms, often one man/woman-bands...

FTB landlord growth should set alarm bells ringing

With the stamp duty holiday open to additional property purchasers – at least in...

Closing the gender income protection gap

We already know not enough people in the UK protect their incomes, with the...

COMMENT

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Latest news

FORTO Finance launches with focus on expat mortgage market

FORTO Finance has launched in the UK mortgage and protection market following a pilot...

Just Mortgages appoints Gina McLaren as Midlands area director

Just Mortgages has expanded the management team within its self-employed division with the appointment...

Brokers value access to underwriters over slick technology

Mortgage brokers would rather have access to an underwriter than a sophisticated lender portal...

Imperial Chartered and Cornerstone golf day raises £11,000 for MNDA

Imperial Chartered and Cornerstone Finance Group have raised more than £11,000 for the Motor...

PROFILES