Economy

Housing market stalls as demand dips and sales slide

The UK housing market’s fragile recovery faltered in July as higher borrowing costs and...

Children wield growing influence over UK home buying decisions

Children are exerting unprecedented sway over property choices with 74% of families saying their...

Bellway renews call for Help to Buy as housing recovery stalls

Housebuilder Bellway says the UK housing market recovery has “stalled” over summer, renewing its...

SortRefer posts record-breaking July as broker demand surges

SortRefer, the Derby-based conveyancing and legal services platform, has reported its strongest month on...

Industry reaction as Bank drops rates 0.25%

The Bank of England has cut interest rates to 4% following a finely balanced...

First-time buyer mortgage payments fall by £93 a month as affordability edges up

First-time buyer affordability is showing tentative signs of improvement with average monthly mortgage payments...

Renters cut back as deposit savings hit six-month low

The number of renters actively saving for a property deposit has fallen to its...

AI fuels record surge in identity fraud

Criminals are exploiting artificial intelligence to forge documents, create synthetic identities and bypass verification...

Interest rate cut could inflame house prices and worsen outlook for first-time buyers

The Bank of England’s expected decision to cut interest rates this week could reignite...

Top 12 potential sites for New Towns revealed in landmark planning study

A new report by national property consultancy Carter Jonas has identified 12 of the...

Commercial borrowing appetite softens amid inflation and uncertainty

A growing sense of caution among small and medium-sized business borrowers is dampening the...

Buy-to-let lending rises as rental market begins to rebalance

Buy-to-let investment is showing signs of renewed momentum as landlords respond to easing pressure...

UK housing market defies summer slowdown as buyers regain confidence but price growth stalls

Housing market activity has picked up pace and defying the traditional seasonal lull as...

£6.4bn economic boost possible through better financial inclusion, report finds

Improving access to affordable credit, encouraging savings and tackling the poverty premium in insurance...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES