Debt

25% using credit to pay mortgage

The number of homeowner mortgages in arrears are up 8% year-on-year, according to latest...

Over 40% have increased unsecured borrowing

41% of people have increased their unsecured borrowing in the last 12 months, according...

Bad debt rise hitting small businesses hard

The value of bad debt suffered by small businesses has risen by 127%, according...

Consumer concerns over credit discrimination on the rise

29% of UK adults - the equivalent of 14.8 million - report that previous...

Buckinghamshire BS sees major later life lending growth

Buckinghamshire Building Society has reported an important rise in the take-up of its later...

21m people worse off than 12 months ago

41% of UK consumers - the equivalent of 21 million people - are worse...

“Slow but steady” improvement in personal financial resilience

LV='s latest Wealth and Wellbeing Research Programme has highlighted how the personal finances of...

Hinckley & Rugby enhances Credit Flex criteria

Hinckley & Rugby for Intermediaries has updated the criteria on its Credit Flex mortgage...

Mental health a rising issue for over-55s

The cost of living crisis has had a significant effect on the mental health...

FCA fines HSBC £6.2m for TCF failings

The Financial Conduct Authority (FCA) has fined HSBC UK Bank plc, HSBC Bank plc...

Nearly 80% say finances affecting their mental health

Bluestone Mortgages has published research during this Mental Health Awareness Week to highlight the...

Which? reveals rise in missed bill payments by mortgage holders

Which?’s Consumer Insight Tracker has revealed that 8.1% of mortgage holders missed payments for...

Budget 2024: debt measures welcomed, but long-term plan needed

Debt charity, National Debtline, has welcomed the Chancellor’s decision to extend the Household Support...

Wellbeing being affected by increased financial stress

New research from St. James’s Place (SJP) has found that ongoing financial strain is...
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COMMENT

Homebuying

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

News

MT Finance latest firm to offer World Cup time off

As mortgage firms gear up for England’s 1am World Cup clash against Mexico on...
News

Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among...
Buy-to-let

Renters face higher costs amid strong demand

Two in three (63%) recent movers ended up paying more rent than planned, as...
Buy-to-let

ModaMortgages cuts rates across limited-edition BTL range

ModaMortgages has announced a reprice of its limited-edition buy-to-let range, with rate reductions across...

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