Debt

Consolidating debt with accommodating criteria

As we start another new year, many brokers may find themselves facing a higher...

Parents say video games create positive financial habits for kids

81% of parents believe their children are learning positive money habits from video games...

Most difficult financial topics for discussion revealed

The financial topics that Britons most avoid talking about have been revealed by online...

25% using credit to pay mortgage

The number of homeowner mortgages in arrears are up 8% year-on-year, according to latest...

Over 40% have increased unsecured borrowing

41% of people have increased their unsecured borrowing in the last 12 months, according...

Bad debt rise hitting small businesses hard

The value of bad debt suffered by small businesses has risen by 127%, according...

Consumer concerns over credit discrimination on the rise

29% of UK adults - the equivalent of 14.8 million - report that previous...

Buckinghamshire BS sees major later life lending growth

Buckinghamshire Building Society has reported an important rise in the take-up of its later...

21m people worse off than 12 months ago

41% of UK consumers - the equivalent of 21 million people - are worse...

“Slow but steady” improvement in personal financial resilience

LV='s latest Wealth and Wellbeing Research Programme has highlighted how the personal finances of...

Hinckley & Rugby enhances Credit Flex criteria

Hinckley & Rugby for Intermediaries has updated the criteria on its Credit Flex mortgage...

Mental health a rising issue for over-55s

The cost of living crisis has had a significant effect on the mental health...

FCA fines HSBC £6.2m for TCF failings

The Financial Conduct Authority (FCA) has fined HSBC UK Bank plc, HSBC Bank plc...

Nearly 80% say finances affecting their mental health

Bluestone Mortgages has published research during this Mental Health Awareness Week to highlight the...

COMMENT

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Leasehold reform has a September window – will Burnham use it?

At the time of writing, the Commonhold and Leasehold Reform Bill still has no published First Reading date.  But is it imminent? Andy Burnham entered...

Latest news

Eleos partners with Homebox to target underserved renters

Eleos has partnered with household bills platform Homebox to offer life insurance and income...

Mortgage anxiety rises as one in five lack financial safety net

The proportion of UK adults apprehensive about making mortgage decisions has risen from 15%...

Vince Cable gives cautious welcome to station-led planning reforms

Sir Vince Cable has given a cautious welcome to government plans to streamline the...

Beverley BS appoints Pattinson as non-executive director

Beverley Building Society has appointed Jonathan Pattinson as a non-executive director as the mutual...

PROFILES