criteria

Together widens semi-commercial lending criteria

Specialist lender Together has revised its definition of semi-commercial property, widening eligibility to support...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Bath BS increases maximum loan size and broadens criteria

Bath Building Society has announced a series of criteria updates designed to give brokers...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Rule changes expand options for first-time buyers

Tens of thousands more homes could have been within reach of first-time buyers over...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

Coventry for intermediaries raises lending limits as part of criteria refresh

Coventry for intermediaries has unveiled a series of lending criteria changes aimed at giving...

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

Hinckley & Rugby slashes buy-to-let fixed rates

Hinckley & Rugby for Intermediaries has slashed rates on two of its buy-to-let products. The...

Saffron for Intermediaries unveils major updates

Saffron for Intermediaries has unveiled significant mortgage updates including introducing four new lending categories...

West Brom reduces rates across shared ownership range

West Brom Building Society has announced a series of mortgage rate reductions within its...

Finova launches pre-configured buy-to-let platform for lenders

Finova, the UK’s largest cloud-based mortgage and savings software provider, has launched a new...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES