criteria

Together widens semi-commercial lending criteria

Specialist lender Together has revised its definition of semi-commercial property, widening eligibility to support...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Bath BS increases maximum loan size and broadens criteria

Bath Building Society has announced a series of criteria updates designed to give brokers...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Rule changes expand options for first-time buyers

Tens of thousands more homes could have been within reach of first-time buyers over...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

Coventry for intermediaries raises lending limits as part of criteria refresh

Coventry for intermediaries has unveiled a series of lending criteria changes aimed at giving...

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

Hinckley & Rugby slashes buy-to-let fixed rates

Hinckley & Rugby for Intermediaries has slashed rates on two of its buy-to-let products. The...

Saffron for Intermediaries unveils major updates

Saffron for Intermediaries has unveiled significant mortgage updates including introducing four new lending categories...

West Brom reduces rates across shared ownership range

West Brom Building Society has announced a series of mortgage rate reductions within its...

Finova launches pre-configured buy-to-let platform for lenders

Finova, the UK’s largest cloud-based mortgage and savings software provider, has launched a new...
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COMMENT

Opinions & blogs

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Latest news

Opinions & blogs

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus...
Cover

LifeSearch appoints Nick Rixon as head of business protection

LifeSearch has appointed Nick Rixon as head of business protection and expert advice. The appointment...
Mortgages

Borrowers shift back to 2-year fixes as rate hopes grow

Mortgage borrowers are increasingly opting for 2-year fixed-rate deals as expectations build that mortgage...
Opinions & blogs

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR...

PROFILES