criteria

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment...

The Vernon targets professional borrowers with new mortgage range

Vernon Building Society has launched a new mortgage range aimed at professional borrowers whose...

LendInvest eases residential criteria and cuts mortgage rates

LendInvest has announced changes to its residential lending criteria alongside rate reductions across parts...

The Family BS reduces owner-occupier rates and extends HMO criteria

Family Building Society has reduced rates across its owner-occupier mortgage range and widened its...

Paradigm revamps Mortgage Broker Tools partnership for member firms

Paradigm has relaunched its partnership with Mortgage Broker Tools, extending access to the affordability...

Precise extends mortgage terms to ease affordability pressures

Specialist residential lender Precise has cut rates across its residential range and introduced mortgage...

UTB expands residential offering with new super prime and specialist tiers

United Trust Bank has expanded its residential mortgage proposition with the launch of two...

Opus First Media launches Bridging Soup

Opus First Media has expanded its specialist publishing portfolio with the launch of Bridging...

Bank of Ireland for Intermediaries raises income multiples across bespoke mortgages

Bank of Ireland for Intermediaries has increased the maximum loan-to-income available across its Bespoke...

Furness Building Society partners with Gen H to widen access to homeownership

Furness Building Society has entered into a partnership with residential mortgage lender Gen H...

Suffolk widens lending criteria to support more complex households

Suffolk Building Society has introduced a series of criteria changes aimed at expanding access...

AffCalc adds four lenders as platform extends affordability coverage

Knowledge Bank has added four lenders to its AffCalc affordability platform, expanding the range...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

Fixed rates dominate as first-time buyers drive activity in 2025

The UK mortgage market in 2025 was shaped by falling rates towards year-end, a...

COMMENT

Taking the anxiety out of finance

It’s an anxious time for mortgage borrowers. A recent study by Handelsbanken Wealth found that the proportion of UK adults apprehensive about making mortgage...

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

Latest news

AI could prove critical as later life lending demand grows, Air warns

Later life lending specialists may struggle to capitalise on growing demand for advice unless...

Home improvement finance surges 112% as households invest in existing properties

Finance for home improvements more than doubled in the third quarter of 2026, according...

Younger equity release borrowers more likely to make interest payments

Borrowers under the age of 70 account for nearly two-thirds of more2life's lifetime mortgage...

Chetwood Bank names new board risk committee chair

Chetwood Bank has appointed Melanie Czarra as a non-executive director and chair of its...

PROFILES