Buy-to-let

OSB Group changes BTL affordability assessments

OneSavings Bank (OSB) will be implementing changes to its affordability assessments for all new...

In defence of the FCA

At this time of year I’m hoping the seasonal spirit is flowing through you...

TMA reveals Xmas mortgage market wish-list

TMA mortgage club has published its Christmas wish-list for the mortgage market in 2017. It has...

Most agents expect rent rises in 2017

80% of letting agents expect rent prices to increase next year, according to the...

Rents expected to rise faster than pace of inflation in 2017

A new report, the National Rent Review from buy-to-let lender Landbay, has revealed that the...

Hinckley & Rugby outlines new BTL stress test policy

The Hinckley & Rugby Building Society has revealed its new lending policy for buy-to-let mortgages. The...

Clever Lending partners with Kensington 

Clever Lending is to distribute Kensington Mortgages range of specialist and buy-to-let mortgages.  The partnership will see Clever Lending...

Intermediary sentiment improving

Paragon Mortgages’ latest Financial Advisors Confidence Tracking (FACT) Index report has found an improvement...

Barclays simplifies BTL affordability assessment

Barclays has become the latest lender to respond to the Prudential Regulation Authority's (PRA) new...

8% fall in homeowner loans

  The Council of Mortgage Lenders (CML) has revealed that homeowners borrowed £10.5bn for house purchase...

CML establishes profile and plans of landlords

In what it claims to be the largest survey to date of UK landlords,...

Landlords to ditch lettings agents if profits hit

47% of landlords say they would forego the services of their letting agent if...

Shawbrook Commercial cuts pricing

Shawbrook Bank has unveiled reduced rates of up to 1.06% on commercial products and...

Energy efficiency changes could “cripple the rental market”

Almost one in 10 properties currently available on the rental market could become unrentable by 2018...

Latest POLL

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

Bridging Soup launches major market research initiative

Bridging Soup has launched a new research initiative to build a clearer picture of...

Just one in seven homes records five years of growth

Fewer than one in seven UK homes increased in value during every year of...

Word On The Street arranges £108m of property finance in record year

Word On The Street arranged more than £108 million of property finance across 239...

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...