Blogs

Politicians shouldn’t be trying to hurt landlords even more

There seems to be a lot of noise around the buy-to-let/private rental sector at...

No need to panic over down-valuations

Recent stories citing a ‘down-valuation pandemic’ have not helped a subject which is always...

The equity release benefits of multi-disciplinary support

While there is no doubt that surveyors and lawyers provide a valuable service for...

ESG: how do we conduct ourselves?

This is the third (and final) article in a series looking at Environment, Social...

Getting to grips with vulnerability

As we all know there is, quite rightly, a huge focus on vulnerable customers...

Coming to the aid of victims of circumstance

Covid-19 has a lot to answer for. The past two years have been unprecedented...

BBR rises have to be set in a historical context

If the last couple of months have taught us anything, it’s that nobody has...

Bringing contractors into the fold

For those of us lucky enough to have remained in steady employment during the...

2022 will be the toughest year for fixed-income retirees

If people were in any doubt about what the cost of living crisis looks...

Lifting the lid on specialist lending

Specialist lending can be an intimidating and sometimes misunderstood area of the mortgage market...

Right partnerships can help home improvers secure funds quickly

This year looks like being a strong one for remortgages. We knew already that...

Building value for the future

It’s not always easy to look forward when you are all-consumed by what’s happening...

Protection income generation can be transformational

Given what is going on in the world right now, 2021 already feels like...

Levelling up the remortgage market

The remortgage market really has started 2022 with a bang. This product type has...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES