Blogs

Panel managers can be vital ally in avoiding legal delays

Buying a home is rarely a speedy process. Tackling that issue is one of...

London market pick up is good news

The London housing market often marches to its own beat and while what is...

Putting your clients in the strongest position to move

The overall volume of property transactions may be lower than the heightened activity of...

Second charges: source criteria to make informed decisions

We know from our conversations with mortgage brokers that the cost of living situation...

Don’t leave clients in the dark about conveyancers

At our business, we speak to a lot of advisers who have got to...

The mutual benefits of professional financial advice

Mutuals have a long history of maintaining a strong presence in the local community...

Longer-term future of buy-to-let market still looking rosy

I’ll be the first to admit that when we ran our latest regular quarterly...

Second charge bridging: fast and flexible funding

The ‘race for space’ that we saw during the Covid-19 pandemic has subsided and...

Making sense of current statistics

Spend long enough at any industry conference and you will inevitably pick up on...

Rising interest rates – we’ve been expecting you

The reign of the sub-1% base rate is over – for now at least. We...

The changing face of adviser interaction

Communication is an important part of the mortgage application and indeed the lender-intermediary partnership....

What government need to address to maintain PRS

Residential landlords are a resilient bunch – they have had to be – but...

Legal expertise is crucial for equity release borrowers

Equity release is becoming an ever more mainstream part of the property market in...

Let’s improve service in the later life lending market

Delivering quality customer service will always be a top priority in the later life...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES