Blogs

Versatile approach essential to help clients looking to consolidate debts

It’s been a difficult couple of years for the nation’s finances. The pandemic put...

Understanding the regional picture across the country

We are now almost through the first month of the year, and each passing...

Housing market still defying gravity

Even when we least expect it, the housing market can throw a few surprises...

The big issues that brokers will face in 2023

It’s been a long and, at times, difficult year for the property market and...

What does 2023 have in store for the buy-to-let market?

With the fresh new year, thoughts of course turn to planning for what might...

In-person valuations will be crucial in uncertain market

The intense demand for property and subsequent bidding wars we saw in 2022 led...

Advisers have the quality and resilience to deliver in 2023

First up, let me wish everyone reading this a very Happy New Year. I...

Can pricing continue to track down?

As we motor towards the end of the year, it’s important to reflect on...

Advisers need to cover every avenue in the current climate

Even while much of England and Wales at is sending themselves into a footballing...

Reality returns when it comes to pricing property

While we might have seen mortgage pricing turned on its head these last few...

What exactly is development finance?

On the surface, the term ‘development finance’ might seem a straightforward one. Even those...

Stamp Duty deadline return is challenge for brokers and borrowers alike

Even though there was only one real mention of the housing market in the...

Handling the time pressures within the later life advice space

Working under pressure is something that later life advisers, and indeed everyone in the...

What will lenders do to improve purchase figures?

The reaction, or might we even say lack of reaction, to the Bank of...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES