Blogs

Maximising returns in a challenging market  

Given the continued uncertainty in the mortgage market and wider UK economy, reports of...

Mortgage Charter is only a start – common sense approach still needed on credit

The Mortgage Charter has been a welcome initiative. Understandably there are plenty of borrowers...

Tapping into client potential

Client expectations have always been difficult to manage; however, for many, these expectations have...

Flying the flag for credit-worthy borrowers

In years gone by, the UK residential mortgage market could – at times –...

Brokers still unclear on what Consumer Duty means for them

Consumer Duty is a hot topic across the mortgage industry, with the implementation date...

The proximity of a General Election won’t improve market efficiency

Understandably, there is a lot of political heat being placed under the current mortgage...

Bridging the EPC gap

As a business, we’ve spent well over 20 years working with brokers to support...

You can only advise on the later life market as it stands now

Moving swiftly past the half-way point of the year, provides us with six months...

Bridging for BTL clients

In the current economic climate of rising interest rates and ongoing uncertainty in the...

The mortgage rate peak may still be some way off

In the mortgage market of late, big numbers tend to get big headlines, so...

Consumer Duty & later life lending

Given we are less than a month away from the implementation of the Consumer...

The power of TikTok in reaching a younger audience

Whether it be house prices, rising interest rates, or product withdrawals, the mortgage market...

Scouting the right tech partner

Like many fans, I still need to get my football fix during the pre-season...

It’s time for brokers to diversify into the specialist sector

The practice of diversifying your investments has long been a mantra of investors, to...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

PROFILES