Blogs

Housebuilding – how can we keep getting it so wrong?

As Housing Secretary, Michael Gove, once again makes promises to tackle the housing crisis...

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

A government boost for downsizers would help us all

With good reason, a lot of energy and activity is focused on and around...

Credit ‘blips’ are not limited to low income clients

It’s easy to focus on the challenges faced by those on lower incomes at...

Commercial conversions can deliver for developers and landlords alike

If there is one thing that everyone in the housing market will agree on,...

Challenging market sees uptick in ARs

For anyone in the mortgage market, especially networks, there is always one table that...

Tapping into semi-commercial opportunities

It has been a tough few years for buy-to-let (BTL) landlords with higher interest...

Fixating on those specialist opportunities

I’m sure that we will see a number of twists, turns and shifts in...

In later life lending, labels matter

Ours is an industry where language matters. Where what we say to each other...

How will the PT market play out?

When does political speak such as, ‘We always keep these types of things under...

Landlord purchase business to continue growth trajectory

The buy-to-let market has started 2024 at a fair old lick with plenty of...

Flexibility through remortgaging

Every January, the new year ushers in the chance for change, the opportunity to...

Specialist lenders will help first-time buyers in 2024

First up, may I wish you all a very happy new year and, despite...

Look beyond the credit score to support borrowers with complex incomes

The working world has changed significantly in recent years. It’s not just the ability...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES