Blogs

Paying off debt with a second charge mortgage

The rate of UK inflation fell to its lowest level in two and a...

Why landlords need specialist solutions

Supply and demand is a constant topic of conversation within the wider UK housing...

Identifying the three most common approaches to surveys

According to recent data from Rightmove, Thursday 28 March signified the biggest day for...

Top questions asked by brokers on mortgage fraud

Kirsty Jefferies, financial crime manager, intermediary and solicitor panel, Coventry for intermediaries, and Andrew...

Purchase market improvement could make all the difference in 2024

Slowly but surely, the clouds do appear to be breaking up when it comes...

What could move the ‘landlord activity’ dial?

Importantly, as we move through the Spring months, there are plenty of positive indications...

The adviser must take a pivotal role in the conveyancing process

When it comes to the home buying and selling process, I wonder how consumers...

Improving commercial mortgage accessibility

The expertise and support required by a variety of borrowers has amplified over the...

Buyers who opt out of a professional survey are left open to hidden costs

While stepping onto the property ladder for the first time marks a major milestone...

Why reading beyond the headlines is crucial for 100% mortgages

Rumours that Chancellor Jeremy Hunt planned to introduce a 99% LTV mortgage designed to...

A missed opportunity and 2024 property market expectations

It's been evident over the past 12 to 18 months that first-time buyers have...

Make the most of the market chatter

As always, the inflation figures followed by the MPC meeting and its resultant Bank...

The rise and rise of the mixed-use mortgage

Diversification has always been a key word for any successful business operating across the...

Reasons to be positive

The first two months of 2024 have certainly been more positive for the market...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES