Blogs

Mansion tax plans resurface as Prime London prices slide

Thirteen years since the Liberal Democrats first proposed a Mansion Tax on properties over...

Stuttering markets, steady brokers and why ‘free legals’ are still anything but

If you had to sum up Q3 2025 in the UK housing market then...

Budget via the rumour mill creates no bread for anyone

We are now less than a month away from the Autumn Budget, and yet...

Renters’ Rights Bill: what the new law means for advisers, landlords and lenders

After months of parliamentary back-and-forth, the Renters’ Rights Bill has now become law -...

Turning back the clocks: it’s time for a re-set

I’ve lived by the mantra saying yes to something means saying no to something...

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one...

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when...

How social media has transformed financial services

As SM Advice celebrates its first year it’s hard to ignore just how much...

Digital ID cards could be transformative for the UK

With identity verification now being introduced across government - from Companies House and the...

Advisers must ensure later life lending is part of their toolkit

Older borrowers are increasingly tapping into mortgage finance. The latest UK Finance data shows...

Bring back MIRAS for first-time buyers?

No, this isn’t some form of nostalgia like bringing back Opal Fruits or Marathon...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES