banks

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of...

Housemate horrors push young renters towards home ownership

Nine in 10 young renters say they’ve endured a “housemate horror”, according to new...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

Tandem offsets all operational emissions with clean energy investment in Africa

Tandem has offset all of its operational emissions for the 2024 financial year by...

Virgin Money unveils new tracker and fixed-rate deals

Virgin Money is launching a wide range of new mortgage products on Tuesday 28...

Santander cuts rates and launches new large loan products

Santander has reduced residential and buy-to-let fixed rates across its new business and product...

Santander lifts remortgage LTV limit for capital raising

Santander UK is increasing the maximum loan-to-value (LTV) available to customers remortgaging with capital...

Barclays reduces rates with new products and cuts across higher LTV range

Barclays is set to reduce rates across a number of its residential mortgage products...

First-time buyer surge fades as market adjusts to SDLT rules

A surge in first-time buyers opting for cheaper homes in the wake of April’s...

Gatehouse Bank makes criteria changes on buy-to-let plans

Gatehouse Bank has announced a series of criteria updates and reduced documentation requirements across...

Allica Bank acquires fintech Kriya in £1bn SME lending push

Allica Bank has acquired Kriya, the SME credit and payments fintech formerly known as...

Santander launches digital tool to help homeowners cut energy costs

Santander UK has introduced a new online Home Energy Saving Tool designed to help...
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COMMENT

Artificial Intelligence

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Latest news

News

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...
criteria

Hodge broadens property lending criteria across residential ranges

Hodge Bank has expanded its property lending criteria, widening access to mortgage finance for...
Shariah property finance

GCC searches for UK homes rise 16%

Searches for UK residential property from Gulf Cooperation Council (GCC) investors increased by 16%...
Brokers

Mortgage market still failing to understand freelancers

The mortgage market has yet to fully adapt to the growth of freelance and...

PROFILES