Rachel Geddes

News

Majority of first-time buyers now face higher mortgage payments than rent

More than half of first-time buyers moving from rented accommodation into homeownership are taking on higher monthly housing costs, according to research from Hamptons. Analysis of Connells Group data found that 56% of former tenants who bought their first home in September 2026 had a...
Technology

Instamo and Fluxifi AI agree integration to simplify mortgage submissions

Mortgage advisers using Fluxifi AI will gain access to Instamo's FastSubmit technology through a new integration designed to reduce the time spent completing lender applications. The arrangement will allow brokers to transfer existing case information from Fluxifi directly into Instamo, avoiding the need to enter...

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Comment

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and...
Comment

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity...
Comment

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as...
Comment

All eyes on Thursday’s rate decision

We've seen a number of lenders increase their rates over the past week, and...
Comment

In our industry, competition and collaboration aren’t opposites

If there's one theme running through the market at the moment, it's the power...
Comment

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge...
Comment

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the...
Comment

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the...
Comment

Brokers shouldn’t wait to be asked about additional borrowing

We saw some welcome news last week, with several lenders reducing their rates. That's...
Comment

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet...
Comment

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to...
Comment

Uncertainty means greater need for client conversations

Last week showed just how quickly events on the other side of the world...
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Latest articles

News

Majority of first-time buyers now face higher mortgage payments than rent

More than half of first-time buyers moving from rented accommodation into homeownership are taking...
Technology

Instamo and Fluxifi AI agree integration to simplify mortgage submissions

Mortgage advisers using Fluxifi AI will gain access to Instamo's FastSubmit technology through a...
Comment

Growth can hide a lot – until it stops

Since getting involved with Rotherham United Women I've realised football and business have quite...
Comment

Nobody wants your ‘market update’

You sent the same email on Monday that everyone else sent. Moneyfacts had just put...