Pad Bamford

FCA joins industry partners to tackle protection insurance gap

The Financial Conduct Authority is working with industry, government and consumer groups in an effort to encourage more people to consider protection insurance, after research found that 58% of adults have no life insurance, critical illness cover or income protection. The regulator said 59% of...

Family Building Society appoints Laura Hamp as chief financial officer

Family Building Society has appointed Laura Hamp as chief financial officer and a member of its board of directors. Hamp (pictured) joined the society earlier this year from Furness Building Society, where she was also chief financial officer. She has more than 15 years' experience in...

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Has the Bank Base Rate finally peaked?

Monetary Policy Committee (MPC) meetings are always eagerly anticipated in our world but I...

The mortgage rate peak may still be some way off

In the mortgage market of late, big numbers tend to get big headlines, so...

We need to address the focus on Bank Base Rate

March as a month certainly gave the mortgage market a lot to digest and...

March gave us a lot to think about

March as a month certainly gave the mortgage market a lot to digest and...

Significant dates for the broker diary

There are a few notable dates to be aware of this month – first...

BBR – what happens next?

The start of February has kicked off with something of an interest rate bang...

Interest rates: normal rules do not apply

In this market, it can make complete sense to wait sometimes, especially when you’re...

Are longer-term fixes really cheaper than two-year deals?

Each month I like to ‘run the numbers’ in terms of the high LTV...

Push positive first-time buyer messages out there

Prospective first-time buyers might look at the current housing market situation and wonder if...

First-time buyers are immediately at a disadvantage

The mortgage market is currently seeing some of the most competitive rates in its...

High LTVs are needed for the long-term

I am writing this on the so-called ‘Freedom Day’ – in England at least...

“If you build it, they will come”

I’ll freely admit that it’s not particularly cutting-edge or surfing the zeitgeist wave, to...

Latest articles

FCA joins industry partners to tackle protection insurance gap

The Financial Conduct Authority is working with industry, government and consumer groups in an...

Family Building Society appoints Laura Hamp as chief financial officer

Family Building Society has appointed Laura Hamp as chief financial officer and a member...

Buy-to-let market reaches £311.6bn as sector marks 30 years

The UK buy-to-let market has grown to almost two million outstanding mortgages worth £311.6bn,...

Conveyancing Association names Nick Chadbourne as new chair

The Conveyancing Association has appointed former LMS chief executive Nick Chadbourne as its new...