affordability

HSBC narrows product switch window in phased move

HSBC has confirmed it is continuing with its phased reduction to the product switch...

Housing affordability crisis deepens for FTBs as stamp duty changes take toll

A sharp rise in the number of first-time buyer homes now subject to stamp...

Bridge Help bolsters business development team

Bridge Help has expanded its business development team with the appointment of Daisy Wilson,...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

MBT hits milestone of two million affordability searches

Mortgage Broker Tools (MBT) has surpassed two million affordability searches on its platform, achieving...

Coventry BS moves into limited company buy-to-let arena

Coventry for intermediaries has launched its first ever range of limited company buy-to-let mortgages. The...

Major lenders raise mortgage limits as stress test changes take effect

Four of the UK’s largest mortgage lenders have announced changes to their affordability criteria...

One in four London homeowners plan to downsize, says Suffolk Building Society

A growing number of homeowners are planning to downsize, according to new research from...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

UTB cuts mortgage rates and raises LTI cap to 6x income

United Trust Bank (UTB) has reduced rates across its entire residential mortgage product range...

Nationwide lowers income threshold for Helping Hand

Nationwide Building Society has reduced the minimum income requirement for sole applicants using its...

Barclays offers zero deposit mortgage for Right to Buy applicants

Barclays will no longer require a deposit from borrowers purchasing a home under the...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return...
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COMMENT

Comment

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

Latest news

Economy

Inflation remains unchanged but subsequent rise expected

The Consumer Price Index rate (CPI) rate inflation remained at 3% in February. This was...
News

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...
House prices

UK house price growth slows as London slips into decline

HM Land Registry’s latest UK House Price Index shows the average property price across...
Regulation

FCA to extend conduct rules to cover bullying and harassment

Mortgage brokers, lenders and other regulated firms will have to tighten their internal conduct...

PROFILES