affordability

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Property transactions are slower than ever – why?

While much of the financial services sector is becoming faster and more automated, the...

Gen H unveils interest-only strategy to tackle affordability gap

Gen H is launching the first phase of a three-part interest-only mortgage proposition today,...

Gen H lowers New Build Boost rate to 5.95%

Gen H has announced a rate reduction on its New Build Boost mortgage product,...

Sellers cut prices as property market enters price-sensitive summer phase

Home sellers have reduced asking prices this month, signalling a shift in strategy as...

Newcastle for Intermediaries reduces residential stress rate

Newcastle for Intermediaries has improved affordability options by reducing its residential stress rate for...

Soaring house prices put childhood towns beyond reach for many Brits

The dream of returning to one’s childhood hometown is slipping out of reach for...

Skipton tweaks affordability criteria and renews call for BoE to lift LTI cap

Skipton Group has renewed its call for reform of the Bank of England’s mortgage...

Clydesdale Bank relaxes buy-to-let affordability criteria

Clydesdale Bank has made a series of changes to its buy-to-let affordability assessment, allowing...

Clydesdale Bank and Virgin Money ease stress rate to boost affordability

Clydesdale Bank and Virgin Money have announced a key change to their affordability assessments...

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

Mortgage brokers report near-record confidence as market rebounds

Confidence among UK mortgage intermediaries has rebounded to near-record highs, according to the latest...

Investec cuts mortgage stress rates to boost HNW borrowing capacity

High-net-worth individuals will be able to borrow significantly more from Investec Bank following a...

Redwood Bank adjusts lending criteria to support landlords

Redwood Bank has announced changes to its lending criteria aimed at easing affordability constraints...
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COMMENT

Comment

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Mortgages

Mortgage market cools as remortgaging rebounds

UK mortgage activity steadied in December as house purchase approvals slipped but remortgaging gathered...
Appointments

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...
Buy-to-let

Fleet Mortgages adds 65% LTV products and cuts two-year pricing

Fleet mortgages has launched a new range of 65% loan-to-value mortgage products and cut...
Property

UK housing market steadies as tax-driven volatility fades

UK property transactions stabilised at the end of 2025, with residential sales holding firm...

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