topnews

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Labour to relaunch mortgage guarantee scheme as permanent ‘Freedom to Buy’ initiative

Chancellor Rachel Reeves will confirm next week that the government is to make permanent...

First-time buyers borrow more but fall behind house price rises

An in-depth analysis of mortgage affordability by Acre has revealed widening regional disparities and...

A third of landlords warn of disinvestment if rent caps are introduced

A substantial proportion of landlords say they would halt investment in their properties if...

UK housing market shows signs of stability against backdrop of lingering uncertainty

The UK housing market is showing early signs of stabilisation, according to the latest...

Housebuilders agree £100m affordable housing payment following CMA probe

Seven of the UK’s largest housebuilders have agreed to pay a combined £100 million...

Just Mortgages to host recruitment event for self-employed adviser prospects

Just Mortgages is hosting an exclusive event in July aimed at mortgage advisers considering...

Regulators raise LTI exemption threshold to ease burden on smaller mortgage lenders

The Prudential Regulation Authority and the Financial Conduct Authority have confirmed that they will...

Skipton cuts fixed rates across 114 mortgage products

Skipton Building Society has announced sweeping cuts to its residential mortgage range, reducing rates...

First-time buyer mortgage activity outpaces home mover market

First-time buyer mortgage applications have outpaced the wider housing market in the second quarter...

House prices hold firm as market activity rebounds

UK house prices remained broadly unchanged in June signalling renewed stability in the property...

TSB’s mortgages arm could survive Santander takeover as boss hints at brand’s future

TSB’s mortgage business may survive under its own name following Santander’s £2.9 billion acquisition...

First-time buyers return to cities as coastal demand stalls

A decade on from the early 2010s property surge new analysis by Rightmove reveals...

Lenders expect dip in mortgage demand despite easing credit conditions

Demand for mortgages for house purchases is expected to fall over the summer months,...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

L&G opens Ignite mortgage sourcing platform to all brokers

L&G has extended access to its Ignite mortgage sourcing platform to brokers across the...

Afin Bank recruit to lead treasury and regulatory reporting

Afin Bank has appointed Simon McClean as head of treasury and regulatory reporting as...

Certua Life brings individual life cover to Heka benefits platform

Certua Life has partnered with employee benefits platform Heka to offer individual life insurance...

LifeSearch adds life insurance access to Snoop app

LifeSearch has partnered with money management app Snoop to give users access to life...

PROFILES