topnews

Foundation cuts rates and adds new options across complex BTL range

Foundation Home Loans has announced a broad overhaul of its complex buy-to-let range, unveiling...

JammJar unveils “adviser-first” AI platform amid mounting FCA pressures

New AI-driven platforms are set to reshape the UK mortgage sector as brokers face...

TSB name at risk as Santander announces £2.65bn takeover

The TSB name, a fixture of British high streets for more than two centuries,...

Millionaire’s Row: Sandbanks tops list of UK’s most expensive seaside spots

Sandbanks, the exclusive Dorset peninsula long favoured by celebrities and footballers, has once again...

YesCanDo Money named as second firm to join Habito’s new broker accelerator

Mortgage brokerage YesCanDo Money has been selected as the second firm to join the...

Hope Capital doubles Shawbrook facility after record growth period

Hope Capital has secured an enhanced funding facility with Shawbrook Bank, marking the latest...

Mortgage market begins to stir as approvals rise in May

Mortgage lending staged a modest recovery in May, according to new data from the...

Buyers gain leverage as surge in listings softens UK house price growth

The UK housing market is entering a more price-sensitive phase as a growing supply...

Property transactions rebound in May after SDLT-related lull

Property transactions across the UK rose sharply in May following a subdued April, as...

The Leeds eases affordability rules

Leeds Building Society is reducing the stress rates it applies when assessing mortgage affordability,...

McCormack to lead Barclays UK’s intermediary strategy

Barclays UK has announced the appointment of Roland McCormack as its new head of...

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Nationwide raises LTV ceiling on new builds to 95%

Nationwide is set to increase the maximum loan-to-value (LTV) on new build houses to...

ModaMortgages unveils limited edition 75% LTV range

ModaMortgages has launched a limited edition collection of buy-to-let products aimed at investors with...
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COMMENT

Comment

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Buy-to-let

Stoke-on-Trent tops Paragon student rental yield rankings at 9.42%

Properties in known student postcodes generate higher average rental yields than those in non-student...
Appointments

Bath Building Society recruits finance chief from Principality

Bath Building Society has appointed Annelie Grey as chief finance officer, recruiting her from...
Sourcing

L&G opens Ignite mortgage sourcing platform to all brokers

L&G has extended access to its Ignite mortgage sourcing platform to brokers across the...
Appointments

Afin Bank recruit to lead treasury and regulatory reporting

Afin Bank has appointed Simon McClean as head of treasury and regulatory reporting as...

PROFILES