topnews

The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage...

Propertymark: New build prices slide in key regions

Average asking prices for newly built homes in the South West fell sharply over...

Hope Capital unveils new identity as it sharpens focus on property finance

Hope Capital has rebranded as Hope Capital Property Finance as it marks its fifteenth...

L&G sells surveying arm to Beach Equity

Legal & General has agreed to sell its long-standing surveying division to Beach Equity,...

Later life lending must become ‘mainstream priority’, following FCA reform speech

Will Hale, chief executive of Key Advice & Air, has urged the mortgage industry...

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client...

OSB Group begins search for new CEO as Andy Golding prepares to retire

OSB Group has begun the search for a new chief executive after Andy Golding...

Housing market stalls as Budget fears weigh on buyers and sellers

Britain’s housing market slowed sharply in October as jitters ahead of the Autumn Budget...

Major brand revamp as OSB Group launches Rely and signals Kent Reliance retirement

OSB Group has launched Rely, a new specialist buy-to-let lender aimed at supporting brokers...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era...

FCA chief calls for bold reform to build ‘mortgage market of the future’

The Financial Conduct Authority has set out a sweeping vision for a more accessible...

Gen H named among UK’s fastest-growing tech firms in Deloitte Fast 50

Fintech mortgage lender Gen H has been recognised as one of the UK’s fastest-growing...

NatWest launches shared ownership mortgages to widen access to home ownership

NatWest has launched a new range of shared ownership mortgages, designed to make it...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

HSBC UK to raise rates across residential and buy-to-let ranges

HSBC UK will increase rates across a range of two-year and five-year fixed mortgages...

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

PROFILES