Fintech mortgage lender Gen H has been recognised as one of the UK’s fastest-growing technology companies, placing 38th in Deloitte’s 26th annual UK Technology Fast 50.
The London-based lender, which launched in 2019, was the only residential mortgage company to make this year’s list. Its inclusion was based on revenue growth of 837% between 2021 and 2025. Other fintechs featured include OneDome, Allica Bank and Monzo.
Gen H was founded with a mission to make homeownership more accessible through the use of innovative mortgage products and proprietary technology. Unlike traditional lenders, it has developed its own end-to-end platform for mortgage origination and servicing – covering everything from decision in principle through to completion and later product switching.
The company’s focus on technology has earned it industry recognition, including the title of Best Lender for Technology at the Mortgage Strategy Awards in both 2024 and 2025.
Chief executive officer Graham McClelland said: “Gen H was established with a clear mission to help people access homeownership amidst this deeply broken housing market. At the time, although it was risky, building our own bespoke systems just made sense, because there was no precedent in market for what we intended to do.
“To be included in Deloitte’s UK Technology Fast 50 is a really meaningful bit of recognition, and validates, to me, that a business can balance ambition with mission and still see genuinely exceptional business results.
“We are delighted to be included and hope to continue on this trajectory.”
Gen H says its success has been driven in part by a series of product innovations. Earlier this year, it launched its New Build Boost mortgage scheme – a market-first initiative described as a private-sector alternative to Help to Buy. The product provides a 15% interest-free equity loan on new build purchases, fixed for five years before tracking the property’s value thereafter.
The lender also introduced new interest-only and part-and-part mortgage options aimed at supporting first-time buyers, with eligibility starting at a household income of £50,000.
Kiren Asad, lead partner for Deloitte’s UK Technology Fast 50, said: “The exceptional growth showcased by this year’s Fast 50 winners reaffirms the UK technology sector’s dynamic resilience and innovative spirit.
“In an ever-evolving economic environment, these businesses have not merely adapted but have thrived, thanks to their strategic vision, pioneering talent, and relentless commitment to groundbreaking innovation.”
