topnews

OneDome named among UK’s fastest-growing tech firms

Property and fintech platform OneDome has been ranked 17th in the 2025 Deloitte UK...

CHL Mortgages expands into 80% LTV buy-to-let lending

CHL Mortgages for Intermediaries has entered the 80% loan-to-value (LTV) space with a new...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

House prices hit record high as market defies slowdown

UK house prices rose at their fastest pace since January with the average property...

SortRefer posts record-breaking month for completions and revenue

SortRefer recorded its strongest-ever month for completions and revenue in October. The Derby-based conveyancing and...

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities...

Mortgages and AI to feature in overhauled school curriculum

Children in England will soon be taught how mortgages work and how to manage...

One in five abandon protection process, AMI reveals

Almost one in five adults begin but fail to complete the process of buying...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as...

Got something to sell? Try telling some untruths on X

Why do people peddle untruths on social media? When I say this, I’m thinking...

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

HSBC UK to raise rates across residential and buy-to-let ranges

HSBC UK will increase rates across a range of two-year and five-year fixed mortgages...

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

PROFILES