The Mortgage Alliance (TMA) has agreed a deal with AToM to provide its members with access to a range of exclusive products including Complex Prime deals.

As part of the agreement TMA members can utilise AToM’s online DIP and case tracking facilities backed by a sales support team to help directly authorised brokers source their options.

Phil Whitehouse, head of TMA, said: “The words ‘complex prime’ appear to have become synonymous with the current mortgage market as we strive to find more opportunities to help those non-standard borrowers possessing a good credit rating who can prove their ability to afford the mortgage beyond any reasonable doubt. There is no doubt that there is good quality business out there being declined by some lenders automated underwriting systems. This agreement with AToM will enable members to place this good quality business with a lender that takes an individual view on cases that may otherwise be declined. Of course such deals will not suit every client but in trying to provide members with products that they may not previously have had access to we believe this link has the potential to add real value so that TMA members can win and retain more clients.””