The Mortgage Lender has appointed its first onsite underwriter, based at TFC Homeloans and 3mc.

Jemma Pugh’s appointment as a roving underwriter allows brokers to discuss their cases with an onsite decision maker.

Pugh (pictured) left M&S Bank to take up the roving underwriter position and her previous roles include senior underwriter at Mortgages Plc.

Peter Beaumont, The Mortgage Lender’s deputy chief executive, said: “With a relaunched residential range that includes exclusive deals only available through selected partners, and buy-to-let products, putting an experienced underwriter onsite who can discuss and make a decision on a case is the logical next step.

“I’m delighted to welcome Jemma to the team and I know she’ll do a fantastic job for TFC Homeloans and 3mc.”

Doug Hall (pictured), 3mc director, said: “At 3mc we make it easier for brokers to place their difficult cases by giving them access to underwriters, exclusive products and expertise. We have a wealth of experience in this part of the market and can work with brokers to ensure they provide the most appropriate solution to their clients.

“These exclusives, which include 90 per cent LTV and a two-year fix that starts at 3.99%, demonstrate lending is available at competitive rates and to clients with small deposits.”

Pugh added: “I wanted to get back into packagers. This role empowers me to help brokers and their customers by being onsite and able to make decisions about cases there and then.

“I also love the brand, it has a real energy to it, shows what we as a team believe in and it’s what packagers want. Everyone needs a home and we’re here to help people achieve their dream.”