The number of storm warnings issued across the UK fell sharply between 2023 and 2025, according to analysis of Met Office data obtained through a Freedom of Information request by Compare the Market.

The comparison site said storm-related warnings dropped by 61% over the period, falling from 159 in 2023 to 62 in 2025. Dual weather warnings also declined, down 32% from 71 to 48.

Dual weather warnings are issued when two weather types, such as strong winds and heavy rain, combine to create disruption and increase the risk of problems including power cuts, transport delays and damage to homes.

Red weather warnings, which indicate that dangerous and highly disruptive conditions are imminent or already taking place, stood at five in 2023, two in 2024 and three in 2025.

Compare the Market said the fall in warnings had coincided with lower home insurance premiums. Its latest Monthly Home Premiums research found the average premium across the UK fell by 9% in January 2026, from £218 a year earlier to £198.

However, the data also showed that cover remains significantly more expensive for households exposed to higher flood risk. Homeowners in properties that have previously flooded are paying an average of £437 a year, which is 121% above the UK average.

Those with homes located near water pay an average of £210, or £12 more than the wider market average.

The company said that while a lower volume of storm warnings may help explain some short-term easing in premiums, insurers are more likely to price risk using longer-term claims data and weather patterns.

That means properties in areas more exposed to flooding or other weather-related risks may continue to attract higher premiums even when warning volumes fall from one year to the next.

Sam Wilson, spokesperson at Compare the Market, said: “Falling storm warnings and home insurance premiums are positive news for homeowners, particularly at a time when many other costs are rising.

“However, it’s important to recognise that weather patterns can fluctuate year to year, and insurers typically price risk over the long term. This means households in higher-risk areas, or with a history of flooding, may still face higher costs despite the recent downward trend.

“With prices and the level of cover varying between providers, it’s a good idea for homeowners to compare deals online to ensure they’re getting the right level of protection at a competitive price.”