Self-employed

Quantum Mortgages set to expand into specialist residential lending

Quantum Mortgages is preparing to enter the specialist residential mortgage market, extending its lending...

Hanley Economic widens lending criteria to reflect modern working patterns

Hanley Economic Building Society has refreshed its residential lending criteria, aiming to accommodate a...

The Cumberland widens mortgage access for self-employed borrowers

The Cumberland Building Society has expanded its support for self-employed borrowers, aiming to remove...

Shawbrook increases loan-to-income ratio to 5.5x across TML and Bluestone

Shawbrook has increased its maximum loan-to-income ratio from 4.5x to 5.5x income, extending the...

The Newcastle trims rates for newly self-employed borrowers

Newcastle for Intermediaries has overhauled its self-employed proposition, cutting rates by up to 0.30%...

Afin Bank raises LTV to 95% and cuts rates across Prime and Professional ranges

Afin Bank has increased the maximum loan to value on its Prime and Professional...

Just Mortgages creates new management layer to bolster support for self-employed advisers

Just Mortgages has created a new regional performance management team to strengthen its support...

Affordability concerns dominate as brokers ramp up criteria searches

Lenders made more than 5,200 criteria updates in October, according to Knowledge Bank’s latest...

Afin Bank appoints Rob Lankey as director of credit

Specialist lender Afin Bank has appointed industry veteran Rob Lankey as director of credit,...

Keystone boosts efficiency with criteria overhaul

Keystone Property Finance has introduced a raft of criteria enhancements designed to speed up...

Afin Bank joins Legal & General Mortgage Club panel

Afin Bank has joined the Legal & General Mortgage Club lender panel, broadening the...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Pepper Money bolsters regional team with NW appointment

Specialist mortgage lender Pepper Money has appointed Michelle Walsh as regional development manager for...
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COMMENT

Opinions & blogs

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Latest news

Education

Financial services firms sign skills pact ahead of Chancellor’s Mansion House speech

More than 20 financial services organisations have signed a new agreement with government aimed...
Social media

Brilliant Solutions partners with Box Socials

Brilliant Solutions has partnered with Box Socials to give its members discounted access to...
Mortgages

Mortgage rates fall at fastest pace in almost two years

Fixed mortgage rates have recorded their biggest monthly reductions for almost two years, as...
First-time buyers

Solo first-time buyers face almost a decade of saving before they can buy

Solo first-time buyers face saving for almost a decade before they can afford to...

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