Credit Risk

TransUnion widens consumer credit score range to 0 – 999

TransUnion has introduced a new consumer credit score in the UK, although the credit...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...

West One adds 6.5x LTI residential tier

West One has expanded its residential mortgage and Extra second charge ranges with higher...

Pepper Advantage names Wye as UK chief

Pepper Advantage has appointed Matthew Wye as CEO of its UK business, effective from...

Check.co.uk launches free dual-bureau platform for mortgage applicants

Check.co.uk has launched a free financial wellbeing platform intended to help consumers prepare for...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a...

ABS 2026 review: Global and UK issues cool the market

It’s that time of the year again when the world of wholesale funding descends...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself...

Regulators set out framework for higher loan-to-income lending as cap is eased

The Prudential Regulation Authority and Financial Conduct Authority have published proposals setting out how...

Mortgage myths leaving many first-time buyers stuck on the sidelines

Millions of aspiring homeowners may be delaying plans to buy because of widespread misconceptions...

Broadstone expands banking advisory arm with Rockstead acquisition

Broadstone has agreed to acquire Rockstead, one of the longest running specialist suppliers of...

Young borrowers risk credit damage by following unqualified social media advice

More than seven million people in the UK have taken financial advice from a...

AML regime ‘costing billions with little return’

Global anti-money laundering rules are imposing vast costs on banks while recovering less than...

COMMENT

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Latest news

Landlords adapt portfolios as Renters’ Rights Act beds in

Landlords are adjusting their operating models to the Renters' Rights Act rather than retreating...

Chetwood Bank takes Tower 42 office as balance sheet reaches £7bn

Chetwood Bank has opened a new London office in Tower 42 as it expands...

Housing wealth could help close retirement income gap for 3.7m homeowners

Almost half of homeowner households aged 55 to 79 are expected to fall short...

Northern regions lead rise in Land Registry activity

Property transaction activity is strengthening more quickly in northern England and the Midlands than...

PROFILES