Credit Risk

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself...

Regulators set out framework for higher loan-to-income lending as cap is eased

The Prudential Regulation Authority and Financial Conduct Authority have published proposals setting out how...

Mortgage myths leaving many first-time buyers stuck on the sidelines

Millions of aspiring homeowners may be delaying plans to buy because of widespread misconceptions...

Broadstone expands banking advisory arm with Rockstead acquisition

Broadstone has agreed to acquire Rockstead, one of the longest running specialist suppliers of...

Young borrowers risk credit damage by following unqualified social media advice

More than seven million people in the UK have taken financial advice from a...

AML regime ‘costing billions with little return’

Global anti-money laundering rules are imposing vast costs on banks while recovering less than...

Opus First Media launches Bridging Soup

Opus First Media has expanded its specialist publishing portfolio with the launch of Bridging...

Digital overhaul spices up specialist lending for Paragon Bank

Paragon Banking Group has reported another year of resilient profit growth, increased shareholder returns...

BNPL habits risk derailing FTB mortgage hopes

Britain’s rapid uptake of Buy Now Pay Later (BNPL) services is putting a growing...

Gareth Lewis on leading MT Finance through a changing landscape

Gareth Lewis has spent the past seven years at MT Finance, guiding the specialist...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began...

COMMENT

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could...

Latest news

Bailey signals Bank Rate hold as Iran conflict clouds outlook

Bank of England Governor Andrew Bailey has signalled that interest rate cuts are likely...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself...

Call for later life lending advice silos to be broken down

Industry figures have called for closer links between mortgage advisers, wealth managers and later...

Property transactions remain resilient despite market volatility

Residential property transactions edged lower in April, although industry figures said activity remained resilient...

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