Self-employed

TML provides complex self-employed FTB offer in five days

The Mortgage Lender (TML) has outlined its approach in dealing with self-employed applications, moving...

77% of self-employed concerned over mortgage prospects

Over three-quarters of self-employed people are concerned about their prospects of getting a mortgage,...

The self-employed have been marginalised from the mainstream

91% of brokers interviewed and polled for United Trust Bank’s new mortgage white paper...

SmartrCriteria sees surge in searches for self-employed clients

New data from Legal & General Mortgage Club’s SmartrCriteria tool has shown that searches...

Self-employed twice as likely to be rejected for a mortgage

Self-employed individuals are twice as likely to be rejected for a mortgage, according to...

Vida improves criteria for contractors

Vida has unveiled a series of changes to its criteria for borrowers who are...

Kent Reliance for Intermediaries introduces new residential proposition

Kent Reliance for Intermediaries has revamped its residential mortgage offering to give wider access...

Brokers reveal most problematic mortgage applications

Research by broker forum, cherryplc.co.uk, has found that mortgage applications for self-employed clients and...

Newcastle Intermediaries relaunches deals for newly self-employed

Newcastle Intermediaries has unveiled a new range of mortgages exclusively for self-employed applicants with...

Clydesdale simplifies self-employed documentation requirements

Clydesdale Bank has reduced the documentation required to support applications from self-employed customers. The lender...

Skipton reverts to pre-Covid self-employed contractor policy

Skipton Building Society is changing policy to make it easier for self-employed contractors when...

Hinckley & Rugby ups maximum self-employed LTV

Hinckley & Rugby Building Society has increased the loan to value (LTV) is offers...

Borrowers with variable incomes still face lower maximum loan sizes

Borrowers who have an element of variable income are being offered an average maximum...

Clydesdale Bank improves self-employed contractor mortgages

Clydesdale Bank Intermediaries has improved its criteria for assessing mortgage applications from self-employed contractors. The...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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