Roma Finance launches revolving credit facility

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Roma Finance has launched a new Revolving Credit Facility designed to offer property professionals and entrepreneurs faster and more flexible access to funding.

The new facility allows approved borrowers to draw down, repay and reuse a pre-agreed credit limit, secured against existing property at up to 65% loan-to-value. It is intended to provide a reusable and reliable source of capital to help investors purchase property, unlock equity, and grow their portfolios without the need to reapply for finance with each transaction.

The Revolving Credit Facility has been structured to combine the flexibility of a business overdraft with the certainty of secured lending. Borrowers can access funds quickly with tailored repayment terms aligned to their investment strategies, whether retaining properties or pursuing short-term ‘flip’ strategies.

The launch comes as part of a broader suite of enhancements from Roma Finance, which also includes temporary rate reductions on its FLOW bridging finance product and an increase in loan-to-gross development value ratios for its GROW development finance offering.

Michael Allison (pictured), commercial director at Roma Finance, said: “We are busier than ever, and the demand for fast, reliable funding solutions in the property sector continues to grow. Our new Revolving Credit Facility is designed to empower experienced landlords, developers, and entrepreneurs—giving them the flexibility to seize market opportunities, expand their portfolios, and enhance their properties with ease. This is a major step forward in our commitment to providing innovative lending solutions that support the success of our customers.”

The new facility follows the lender’s recent announcement of a £100 million funding line with NatWest, which has strengthened its capacity to deliver finance solutions across the market.

Allison added: “This latest product launch is another step forward in our strategy to double our loan book by 2026. By continuing to innovate and evolve our product range, we are making it easier than ever for property entrepreneurs to access funding and create wealth through their property investments.”

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