A new report has found that the average maximum loan to value (LTV) offered by lenders in both the regulated and unregulated bridging spaces has risen over the past year.

The new BestAdvice Intelligence Bridging Finance Report found that the average maximum LTV for regulated bridging has increased to 69%, up from 65% in 2020.

Five lenders featured in the report will offer up to 70% loan to value, with Shawbrook going up to 75% LTV.

Meanwhile, the average of the maximum LTVs provided by lenders in the unregulated bridging space is 73.5%, up 4.75 percentage points on 2020. This is 4.50 percentage points higher than that for the regulated bridging loans.

Apex Bridging offers the highest maximum LTV in unregulated bridging with 85%.

To receive a free PDF of the 80-page report, please visit the report page.